BEGIN:VCARD
VERSION:2.1
N;CHARSET=utf-8:Ruf;Ramon;;;
FN;CHARSET=utf-8:Ramon Ruf
ORG;CHARSET=utf-8:Helvetia Versicherungen
TEL;WORK;voice:
TEL;CELL;voice:
ADR;WORK;CHARSET=utf-8:;;;;;;
EMAIL;PREF;INTERNET:ramon.ruf@baloise.ch
URL:https://www.helvetia.com/global/specialtylines/en/home/services/contact/marine-specialists#00507391
REV:20260722T013910Z
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m5Aye1dFPKFXcOlYN2Vd26HNIiRVkY5ByB/Wur+HekfaryXVJQNkB2Rj/aPU/gP51yUv7xgq9+pr1bwdZCy0C2GMGQGQ/j0/TFdOGheVzjxdRqFl1NqiiivQPLCiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigCvqF/b6XY3F9dyCO3t42lkc9lUZNeFeAfHl18QPF+uX97MQkSxpZWu7iGIs2cD14TJ9ce1XP2jPiTBZaY/hLT5g11Pta8Kn/Vp1CfU8E+31rwfwD4pbwt4rs79pCtuXEdxj/nmTz+XX8KiQ0fRfjfww97CupWSM00QxIg5LL6j6VwMRJY569DXtljcR3MCSxurowyGByCPWuW8U+CBcO1/piKJTzJD0D+4965atK/vI7sPiLLkkcZBMyAp+tRxzbZuwqOTdBM0bKyOCQVbg59KiKFW80EZ7jPNcjR3ppmtDdFGVjkAVeXU3GMYPFYQlEkXPb3qE3gjxt5+pppXDnsdbBqq5zuHToOtXrbWFKgbgcD1rgTdvjIkPqAalTVJ4zu5x+Zp8rH7VHo39oISNo4P6VL9sXAwwwK4KHXiqKGJXH96rsOsSXXyx7m9W9BUtMfOjoLm8M0vlpwO5rLu5tucHJzxUSNMWYZIH96mPEWYHdu/GixN7lvTLVr66ghAIlmcRj2BNe0wRrDCkSDCooUD2FeXeC4l/ty3ZukSsQPfFepryM134Ze7c8zFv3khaKKK6TkCiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKbJIkSM8jqiKMlmOABQA6vOfjF8VIfAGlfZbJ431m6U+Sh58lf+ejD+Q7n6VW8ffHjw54ZtLi30q7j1PVNpEaw/NFG3qzdCB6DP4V8p6/r97r2pT6hqNy9xczsWd3PJP+HtSbAr6pqM+o3Ut1cyvNPK5d5HOSzE8kms8sQaJJKiLVm2M+hfgB48N/aP4bvpgZ7Zd1sWPLR91/D+X0r2wNxXw5oes3eg6pbalZSeXcW7h1PY+oPsRx+NfYHgbxZbeMfDtvqduQGYbZY85MbjqKBljxB4Ys9cQuAIrnGBIo6/X1rzPWtGvdImMdzGygHhxyGHsa9gD/N71Fe2VvqMJhuYldT6isp0lLU3pV3DToeItJIjAq20L1HrVR3EjnapJPX/APXXf674Jkti0toPMQnOw9RXHz6a6yOGjKkHBU8VyuLjud8akZq6KdupBwd6+9TPFJL8okbPYjip1tW/1ZHAPOOOKtJEBjk/gOlS2WkQ2WkMw3TyE4/hz1/Ktq0t0jHlLgL3xxUUY+UZ5LDB9qmIKRgHJ46etTe5VrE80yqNq4/A9afao8sgbHA7VBBAXPzc+9a9vEFXagzx0oKSuWtGuRba7ZwqVyyux/AqP/Zq9Ttn3Jj0rxfQLk3fjK+RcEWscMOPQsWLfpt/KvYbNxtRgMAgV24XZnn45e8i7RRRXWcAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUVVv9VsNLi82/vba0j/vTSqg/U1w+vfHXwboqusN7JqUy9EtUyM/7xwPyzQB6FWbrfiXR/DduZ9W1G3s0xkeY/zN9F6n8BXzt4r/AGhfEWsh4dKVNJtzxmI7pSP989PwArzC+1O71Kd57y6lnlflnkcsx/E0rge8eMP2lLa332/hmx85uR9quhhfqqDk/iR9K8V8T/ELxN4sdjqurXM6E5EIbbGPogwP0rFao2QHpSAo7y1xtJPKk/rSSRe1Kqn+1NvpFn9atOnXoCaQzKkjOagZDWpJFxVdoevFS0BSGRXonwc+If8AwhuvC1vJSNNvSFlyeIm7P9Ox9vpXBPDjJpI4TnOOTSGfcLfvFWaIhlYZBHepYn3jB4Iryr4C+P8A+1dPXw5qUubu0X9wzHmWIdvqv8sehr1+8siqiWPqKqwXIl2/dkUMp9RSXPhTR9YQGWDa/aSNirD8aSJxIvvU0M7wNwePSlZPcabWxyesfDvULENLp5XUIRzsYBZR/Rvwx9K4W9ma0maKW3eCRTgo64I+oNe+W16JB1rn/FVno2pT7NVtIZgiDaxyrD6MMH+lYVaC3i7HXRxTTtJXPIre6ZsfN8pH4VpQKsi5YkV1LfDPS7uPztH1SSLPIjlw6/TIwR+tc/c6NfaPeNaXqYfsV5Vh2IPpXLKnKOrO6FWFTSLLVrFz938T3q1fXEenWMlw5ACIT9aWyRdowOg6VyPxG1kR2v2KI5ZjhiD0FZnRBFj4MF9X1zU7qVv9ddbmPsFz/WvUrLWZ4rmUZ8y3ZztU/wAIz2rz74L6U+k+HrvVrg7TeyMlup4znC5/Qn6GvQ4tLdBGqMMnrXoUlaJ5GKnzVGefN8b9S8JeJb/Rdbt11G1t52SOZfkl8vOVz2JwR/jXpXhr4j+GfFSKLDUo1mb/AJYTHZID6YPX8M18s/EXVYtS8b6xcRNuhNyyI3qEwoP47awYLuSJgUdlYdCDXRc4z7qor5U8JfGfxL4bKRNdG9tV48m5ywx7HqK9v8H/ABk8O+KdkE0o068bjyp2G1j/ALLdPzxTuI7yigEEZByKKYBRRRQAUUUUAFFFFAHiniL9pWxg3RaDpUlww6TXZ2r/AN8jkj8RXmmufGrxlrRYNq8lnGf+WdoPKA9sj5v1rz8vk9aaWqbgXbzVbq9laW5uJp3PVpHLE/nVQyFuajPcUg9KQD9+TQSRzTc0hOe+aAHE7uOKTNNyfSjOByOaAKcB8zVZ27Iir+dXj75rHtdRgt7q5FwTG7yZ+Ydu1aUd1BOPklRvoaUWhseVzTDFUgPvTf8AWNt6DvTEV/I3nOOB096PKx2NWzjtSFcjNFgJ9C1K50TUrfULOQxz27h0b+n07V9keCfEdv4u8N2uoxYBkTDp/dYcEV8Wg4Nex/ATx0NK1U6BdyYt7xswMTwsv93/AIF/PHrQM9xuYTa3JIHympAAwzVnUNsgzVOPKjHagaJQpXlTg1V1ASF0mRcsw2sfpVxCCKc8Xmwuu0sRhgBUThzKxUZcruZQTEiykbWYfPjuaZ4gtF1GwgmRATbttPPRT6/iB+dT4thN5bhkb+62VOatL9nUGIsGBGCGPSo9muXlNIzcZqZxuoSf2dZPJlen4V5NcibxBrcVtv8AmnlWMHGQMnGa9D+IEx0+OS3LEk8A+o7GuN8CWf2nxJHKQWECtJx69B/OuCK96zPccv3fMj1zVrQaFYaNpVuNkcO3aT3IwM111vEHnA/uiuSuLqXULCaOeRpPLClCxzg7hXXaQ3mQLKTnco59eK9KDvseBUTT1PjnxlpR0PxPqmnYIW3uZEXPddxwfyxWKGx9P5V6b+0Ho/8AZ/jx7tR8l/Ak2e24DYR/46D+NeYZqzIsJJ+BqxFcshDKxB9qoc9qdHMC20Hn0oA9O8F/GbX/AAtst3m+3WS8eROSdo/2T1H8vavavDHxo8M+IQkc0zadcNxtnPy59m/xxXycr1PFcPG2VJBpoD7mjkSVFkjdXRhkMpyCPY06vkzwf8Vde8KOq29yZbbPzW83zIfw7fhivdPB/wAZdA8ThILl/wCzrxuNkzfIx9m/xxTuB39FAIYAg5BopgFFFFAHwKTSZoYc0mOagB2QRTckH1pcfSjGaABj70zp0px44pvHagBQTSd6MUY9qAIpreKcYkjRx/tDNUX0K1flA8TeqmtNsBetNVPM5PT0pNJhco2FpdwSHddGSHHAI5rRUYAFLjtmnDBppWAT2pc+9IQe3akFACMvepbW4e3mSWJikiEMrKcFSO4qMk00jByKAPrP4feMF8b+FIrxnX7bb4hulHZwPvY9GHP5jtXSWg85drDmvmD4VeNm8HeJIpJnP2C6xDdL6KTw2PVTz9MjvX1IjIjK8ZDIwBBByCPUUDQrW7w8jkVNaviRG96tROkq4IqGW38l9y9DQMuT2sN7HsdQe4OOQazntzC5BGGXv6inpftBcNFKjLknbnow9jV7dFdrjjd2p7hseafFHRkvNNF7nBjG0n+X9fyrM+C+kxhL/U5FBAHlDI7/AOSK7jxrpZu/DmoQA/N5TMv1XkD8cY/Govhrov8AZ3hazVlwZUE757luQPwBH5Vzey/e3PQ9v/s3L1vYh1RI7cm3ixksGbH6D9a6Hw+c6aiN95RyKp67o5bddQjJUZYe1Z/hPV/N1K6sWbLBA4HoQMH+QrZaOxxPVXPFf2jL15fG9palvkisVYD3Lvn+QryZq9R/aJsZYfGkV+c7JIkQH2//AFg15exzVGbEzSqqqxYAAnr70z604ZoETA809TUIOO9SA+lAE4PvUsNy0bAhiDVYNT8ZqgPWfhp8Yr3w5PFY6pLJdaY3y4Y5aH3X29q+jbC/ttTs4ryzmSe3mXckiHIYV8OxSFTzXsPwK+IjaVqTeHtQlP2O6ceSWPEUh6fgen1x70AfRFFFFMD4GP0pAvrSqOlB6VAAMU3I6e9L2/Gmnj86AEIzijHNBozyKAAUGg/epR2oAzdVee3aK5iG+OMnfH6+9WrO7jvIllibI7juD71K4DAggGueBOn60Irf5Y5CNynpzUt2Y9zpA2aXOfrUeKeDx9aoQE54pO9ONJ2BoAKXoaCAVJo6jNACg7TxX0J8FPH39q6QdC1Bz9osUHlSn+KLOAD9CQM+hFfPS+tdJ4A1S50rxdpk9swDNcJE6sMq6MdrKR3BBNAH1vbTmNtrGtBZVdcGsCIeRe3VqpJjgcKm45IBGcZ9q0YXIIHUUJjZfYwyqYpFVh3BFMW0VWBikZfqc4pHQEhu9PTg4pjMnXrgkxWzECV2CkdmBratY0htUjjAVUAUAdq5nWmJ1eHJzswRn1zXR2rElwegx/KpvqN7ErKGVlPRhg1wGiWzWnjOVO6xupP4iu/auY8pE8cSlRgtaBz9dwH9KbWwLqee/tDaH9r0S0vFXLojAn3BDfy3V88qd0SkV9c/Fa2jn8K4kXOJVA/EEGvkdFAV17KxA/OjqJ7DOM9M/WgH16DvQT0o6UEiing9KjChRgDA60q9KAJw3FSK3rUCmpRwaYEpHG4U+3vHs72C4VipzgkHp6VEhOfwqK8GImx2wRTA+zfh14qHi7wtbXzsDcoPKuAP747/AIjB/Gumr5+/Zx1S6Gr3Nj5mbeW28xlP95SMH9TX0DTA/9k=

END:VCARD