Legal information

The web page www.helvetia.ch is the official website

• of Helvetia Swiss Insurance Company Ltd
• of Helvetia Swiss Life Insurance Company Ltd
• of Baloise Bank Ltd
• of Perspectiva Collective Foundation for Occupational Welfare Provision, a foundation affiliated with Helvetia Baloise Holding Ltd (hereinafter “Perspectiva”) and• of the Baloise Investment Foundation for Pension Funds, a foundation affiliated with Helvetia Baloise Holding Ltd (hereinafter “BAP”)

The website is operated on systems belonging to Helvetia Swiss Insurance Company Ltd and Helvetia Swiss Life Insurance Company Ltd (hereinafter collectively referred to as “Helvetia”) and has been designed in conjunction with various partners.

Our websites contain a wide variety of information about our company, our services and our products. This information, these services and these products do not constitute a recommendation, an offer in the legal sense or an invitation to enter into any legal transaction. Helvetia provides no warranty (whether express or implied) that the information and opinions published on the Helvetia websites are accurate, complete or up to date. In particular, Helvetia is under no obligation to remove from its websites or to explicitly label as such any information that is out of date. The information provided on the websites does not represent any aids to decision making for economic, legal, tax or other consulting matters.

All the contents of the Helvetia websites are protected by copyright. The information contained on the websites is provided by us exclusively for private consumption and for the purposes of information and may not be downloaded for commercial purposes. The full or partial reproduction, transmission (electronic or in any other form), modification, linking or use of the Helvetia websites for public or commercial purposes without the prior written permission of Helvetia is prohibited. When downloading and printing individual pages or parts thereof, copyright symbols and other legally protected signs must be preserved and reproduced. Helvetia offers no guarantee or assurance that your use of the material displayed on its sites will not violate the rights of third parties who are not part of or affiliated to Helvetia Group. Express permission must always be obtained in advance before you create a link from a third–party website to a Helvetia website.

The Signature_Pad software, which is used on Helvetia websites, is licensed under a MIT licence. The copyright (c) 2018 is held by Szymon Nowak.

The copyright (c) 2004 Ngx-Extendend-PDF-Viewer software, which is used on Helvetia websites is held by Stephan Rauh. The use of the software is licensed under the Apache License Version 2.0.

Helvetia cannot guarantee that information, software, documents and other information are free from viruses or other harmful components. Under no circumstances is Helvetia liable for any direct or indirect damage or consequential damage that arises in any way whatsoever in connection with the use of the internet and its websites. This legal disclaimer also includes all failures of the internet of any kind whatsoever and misuse by third parties. In particular, Helvetia refers to the dangers caused by viruses and hacking attempts. You can access other websites that are linked to the Helvetia websites. Helvetia is not responsible for the contents or availability of such external websites nor does it endorse, support or confirm the information that is contained on such websites.

The Helvetia websites are not addressed to persons who are not allowed to access these websites under the laws that apply to them. Unless stated otherwise, the product information published and the products offered by Helvetia Swiss Insurance Company Ltd, St. Gallen on the internet are only valid for persons and companies resident or domiciled in Switzerland and the Principality of Liechtenstein.

Helvetia reserves the right to amend its websites at any time and without prior notification.

All legal relationships that arise from accessing this Helvetia website are subject to Swisslaw. The exclusive legal venue is St.Gallen. If other companies in the Helvetia Group are affected, the law of the domicile of the company affected shall apply. In this case the legal venue shall be the domicile of the company affected.