Company profile

Helvetia Global Solutions Ltd (HGS) is part of the Swiss based Helvetia Baloise Insurance Group. The ultimate holding company is Helvetia Baloise Holding AG, a Swiss public limited company and listed on SIX Swiss Exchange. HGS itself is located at Aeulestrasse 60 in 9490 Vaduz in the Principality of Liechtenstein. For wider context, the Helvetia Baloise Insurance Group was formed by the merger of Helvetia Insurance Group and Baloise Insurance Group effective on 5 December 2025. The merger has no impact on the financial results of HGS.

HGS specialises in non-life insurance solutions for corporate clients (referred to as Specialty Lines) and also serves private clients through selected cooperations (referred to as Embedded Insurance). Its business lines are as follows:

• Global Engineering & Property Solutions (GEPS)
• Professional Indemnity & General Liability (PI/GL)
• Space
• Marine/transport
• Aviation/General Aviation
• Fine Art
• and private clients via its Embedded Insurance segment.
  This segment includes Business-to-Business-to-Customer (B2B2C) cooperations across various product and industry segments in Europe and the UK and
• International Automotive Business (IAB), offering comprehensive end-to-end mobility insurance solutions, successfully extended cooperations with other intermediaries and partners in the EU markets.

Specialty Lines coverages are offered on a direct and reinsurance basis primarily in Europe and the USA.

Embedded Insurance is offered through selected partnership schemes across Europe and the UK, e.g. in extended warranty or motor insurance. As a licensed and registered insurer under Liechtenstein law, HGS is permitted to insure risks across the European Economic Area (EEA) based on the single-licence principle, as well as in Switzerland. Additionally, HGS holds an Excess and Surplus Lines licence in the USA, allowing it to write property and casualty business as a foreign insurer

2025 marked the second full year of operations for HGS’ UK Branch. This expansion enables HGS to continue serving UK non-life clientele, insuring risks located in the UK or brokered in the London insurance market, following the conclusion of the UK’s temporary permission regime in 2023.

Embedded Insurance is offered through selected partnership schemes across Europe and the UK, e.g. in extended warranty or motor insurance. As a licensed and registered insurer under Liechtenstein law, HGS is permitted to insure risks across the European Economic Area (EEA) based on the single-licence principle, as well as in Switzerland. Additionally, HGS holds an Excess and Surplus Lines licence in the USA, allowing it to write property and casualty business as a foreign insurer.

As of 1 January 2024, HGS has refined its operational set-up by insourcing certain key functions and activities, while maintaining a comprehensive “functional outsourcing contract”. By 1 November 2025, HGS further internalised international focused underwriting and claims functions as well as risk management into a newly founded HGS Swiss Branch. Core areas that benefit from scalable Helvetia Baloise Group-wide management – such as IT, asset management and selected finance functions – continue to be handled by Group employees.

HGS’ management structure, built on cross-border functional responsibilities, fosters efficient decision-making, enhances transparency, and avoids duplication. In 2025, Standard & Poor’s (S&P’s) reaffirmed HGS’ rating at “A” with a stable outlook. The rating continues to be driven by HGS being regarded as “of high strategic importance” to the Helvetia Baloise Group, reflecting its important role in the Group’s expansion strategy in specialty and embedded insurance. The Helvetia Baloise Group has an overall rating of “A+” with a stable outlook, attributable to its solid financial strength.