1. Employer
  2. Employee
  3. Flexible retirement
  4. Summary

Details of the employer

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Details of the employee

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Please note: Flexible retirement is only possible for persons aged 58 or over.

Is the insured fully fit for work or capable of gainful employment? A person is considered to have a partial incapacity for work if, at the start of insurance, he/she has to be fully or partially absent from work for health reasons, is receiving daily sickness benefits as a result of accident or illness, can no longer be fully employed as befits his/her training and skills for health reasons or is disabled within the meaning of the Federal invalidity insurance, accident insurance or military insurance schemes, and/or is drawing benefits from one or more of these institutions (please attach pension decision).

Note: If we have not yet been notified of incapacity for work, the form "Incapacity to work or to earn" must be submitted.

Note: If we have not yet been notified of incapacity for work, the form "Incapacity to work or to earn" must be submitted.

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Information on flexible retirement

What form of retirement would your employee like?

Ordinary retirement

Please note: Ordinary retirement does not need to be reported. You can end/cancel the process and need take no further action.

Please note: We will inform your employees of the amount of the retirement benefits directly at the appropriate time.

Semi-retirement

Please note: We will inform your employees of the amount of the retirement benefits directly at the appropriate time.

Annual salary and degree of employment before the new semi-retirement stage:

Annual salary and degree of employmentafter the new semi-retirement stage:

Please note: Those opting for semi-retirement can retire in a maximum of three stages each of which must involve a reduction of at least 20%. Semi-retirement must be accompanied by corresponding reductions in the degree of employment and the basic salary. In all cases, the provisions contained in the regulations are authoritative.

Early retirement or retirement before termination of the continued insurance after reaching the statutory LOB retirement age

Please note: We will inform your employees of the amount of the retirement benefits directly at the appropriate time.

Continuing insurance cover beyond retirement age

Please note: If the insured person will continue to be employed beyond retirement age, this should be reported using the form “Continuing insurance cover beyond retirement age”.

Collective bargaining arrangements for early retirement

Are any collective bargaining arrangements in place for early retirement?

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Summary

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Conditions governing flexible retirement
Purchase for early retirement

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