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Legal information

01.07.2017; Copyright by Helvetia Insurance

Legal information

When you visit this website you must accept the following provisions and conditions without reservation.


Our websites contain a lot of information about our company, the services we provide and our products. This information, these services and these products do not constitute an offer or a quotation as defined by the law or a recommendation for the conclusion of any type of legal transaction.

Helvetia accepts no liability (either expressly or tacitly) for the accuracy, completeness and topicality of the information and opinions published on its websites. In particular, Helvetia is not obliged to remove out–of–date information from its website or to expressly identify said information as no longer relevant. The information on the websites does not constitute decision–making advice for business, legal, tax or other questions.

Intellectual property rights and copyright

All the contents of the Helvetia websites are protected by copyright. The information contained on the websites is provided by us exclusively for private consumption and for the purposes of information and may not be downloaded for commercial purposes. The full or partial reproduction, transmission (electronic or in any other form), modification, linking or use of the Helvetia websites for public or commercial purposes without the prior written permission of Helvetia is prohibited. When downloading and printing individual pages or parts thereof, copyright symbols and other legally protected signs must be preserved and reproduced.

Helvetia offers no guarantee or assurance that your use of the material displayed on its sites will not violate the rights of third parties who are not part of or affiliated to Helvetia Group.

Express permission must always be obtained in advance before you create a link from a third–party website to a Helvetia website.

The Signature_Pad software, which is used on Helvetia websites, is licensed under a MIT licence. The copyright (c) 2018 is held by Szymon Nowak.

The copyright (c) 2004 Ngx-Extendend-PDF-Viewer software, which is used on Helvetia websites is held by Stephan Rauh. The use of the software is licensed under the Apache License Version 2.0.

Further legal disclaimers

Helvetia cannot guarantee that information, software, documents and other information are free from viruses or other harmful components.

Under no circumstances is Helvetia liable for any direct or indirect damage or consequential damage that arises in any way whatsoever in connection with the use of the internet and its websites. This legal disclaimer also includes all failures of the internet of any kind whatsoever and misuse by third parties. In particular, Helvetia refers to the dangers caused by viruses and hacking attempts.

You can access other websites that are linked to the Helvetia websites. Helvetia is not responsible for the contents or availability of such external websites nor does it endorse, support or confirm the information that is contained on such websites.


The Helvetia websites are not addressed to persons who are not allowed to access these websites under the laws that apply to them.

Unless stated otherwise, the product information published and the products offered by Helvetia Insurance Switzerland (Helvetia Swiss Insurance Company Ltd, St. Gallen and Helvetia Swiss Life Insurance Company Ltd, Basel) on the internet are only valid for persons and companies resident or domiciled in Switzerland and the Principality of Liechtenstein.


Helvetia reserves the right to amend its websites at any time and without prior notification.

Applicable law and legal venue

All legal relationships that arise from accessing the Helvetia websites are subject to Swiss law – insofar as the companies of Helvetia within Switzerland are affected. The exclusive legal venue is either St.Gallen or Basel. If other companies in the Helvetia Group are affected, the law of the domicile of the company affected shall apply. In this case the legal venue shall be the domicile of the company affected.

Usage information / system requirements

In order to be able to use these pages fully and free of errors, please take note of our technical information which includes prerequisites and minimum requirements.



Our website requires a browser of the latest generation.


In some areas JavaScript and Java are used. In order to use all the functionalities please activate JavaScript and Java in your browser.

PDF files

The PDFs are saved in Adobe / Acrobat Reader format (free download).


Pop–ups are used in some areas. Deactivate the pop–up blocker or accept pop–ups in order to view them.

Quality limitations

If the above mentioned requirements are not met by your system in one or more points, we are no longer able to guarantee the correct presentation of the page.

If you still encounter a problem displaying our pages despite complying with the minimum requirements, please do not hesitate to contact us.

Picture credits
ga-liestal.jpg Port(u*o)s CC BY-SA 3.0
ga-sursee.jpg Federli CC BY-SA 3.0
ga-thurgau.jpg Odonata CC BY 2.5 CH
ha-chablais.jpg Sylenius CC BY-SA 3.0
ha-echallens.jpg Ludovic Péron CC BY-SA 3.0
ha-langenthal.jpg JoachimKohlerBremen CC BY-SA 4.0
ha-burgdorf.jpg JoachimKohlerBremen CC BY-SA 4.0
ha-emmenbruecke.jpg Gürkan Sengün Gemeinfreiheit
ha-frick.jpg WillYs Fotowerkstatt CC BY-SA 3.0
ha-mendrisiotto.jpg Uwelino CC BY-SA 4.0
ha-lyss.jpg TimotheusB CC BY-SA 3.0
Mark CC BY-SA 2.0
Adrian Michael CC BY-SA 3.0
ha-wil.jpg Hardcoreraveman Public domain
pos-breitenbach.jpg DidiWeidmann CC BY-SA 3.0
pos-corgemont.jpg Roland Zumbuehl CC BY-SA 4.0
pos-egerkingen.jpg Minnou CC BY-SA 3.0
Simon Koopmann CC BY-SA 2.0 DE
pos-evolene.jpg Khoa.Nguyen93 CC BY-SA 4.0
pos-fleurier.jpg Roland Zumbuehl CC BY 3.0
Adrian Michael CC BY-SA 3.0
pos-kleindoettingen.jpg Air Color SA CC BY-SA 4.0
pos-le-locle.jpg Andreas Faessler CC BY-SA 4.0
pos-moutier.jpg Roland Zumbuehl CC BY-SA 4.0
pos-muestair.jpg Roland Zumbuehl CC BY-SA 4.0
pos-nendaz.jpg Jérémy Toma CC BY-SA 4.0
pos-poschiavo.jpg Roland Zumbuehl CC BY-SA 4.0
pos-reinach.jpg Jag9889 CC BY-SA 4.0
pos-saas-grund.jpg Wandervogel CC BY-SA 3.0
pos-saignelegier.jpg Roland Zumbuehl CC BY-SA 3.0
pos-st-maurice.jpg Paebi CC BY-SA 4.0
pos-villars.jpg Axel Tschentscher CC BY-SA 4.0
pos-walenstadt.jpg Stocker90 CC BY-SA 4.0
pos-wattwil.jpg Aurelius1717 CC BY-SA 4.0
pos-wetzikon.jpg Roland zh CC BY-SA 3.0
pos-thal.jpg Andreas Praefcke CC BY 4.0
pos-zofingen.jpg Minnou CC BY-SA 3.0
pos-muenster.jpg Photoramacolor AG CC BY-SA 4.0