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Encouraging developments in occupational pensions: Baloise Perspectiva Collective Foundation continues to grow
Basel, 29 May 2026. The Baloise Perspectiva Collective Foundation has surpassed the CHF 2 billion mark for the first time, thus strengthening its market position. With an investment performance in excess of 6% and a coverage ratio of over 109%, Perspectiva continues to establish itself as an attractive provider. The foundation currently pays 3% interest on retirement assets. Baloise also offers comprehensive insurance, complementing its range of products with the highest standards of security. This provides safety-conscious customers with full guarantees, which is particularly important in today’s climate of geopolitical uncertainty.
29.05.2026 | Media releases market Switzerland
Baloise Perspectiva increases Foundation assets to over CHF 2 billion
Perspectiva continued on its growth trajectory in 2025. With its assets growing to CHF 2.1 billion, the collective foundation exceed the CHF 2 billion mark for the first time in 2025. This saw it consolidate its position as a leading name in the market for semi-autonomous collective foundations. The increase in the number of affiliated companies to 5,321 (previous year: 5,186), coupled with a consistently healthy portfolio structure, reflects Perspectiva’s sustainable growth.
Perspectiva continued to enjoy great success in the markets in 2025, recording a strong investment performance of 6.6%. Insured persons also enjoyed an attractive interest rate of 3.0% on their retirement assets in the year under review. Looking ahead, Perspectiva boasts an increased coverage ratio of 109% (previous year: 105%). This means it continues to demonstrate a solid level of surplus cover and is well prepared for a more volatile investment environment, given the challenges of the current political and economic climate.
Perspectiva continued on its growth trajectory in 2025. With its assets growing to CHF 2.1 billion, the collective foundation exceed the CHF 2 billion mark for the first time in 2025. This saw it consolidate its position as a leading name in the market for semi-autonomous collective foundations. The increase in the number of affiliated companies to 5,321 (previous year: 5,186), coupled with a consistently healthy portfolio structure, reflects Perspectiva’s sustainable growth.
Perspectiva continued to enjoy great success in the markets in 2025, recording a strong investment performance of 6.6%. Insured persons also enjoyed an attractive interest rate of 3.0% on their retirement assets in the year under review. Looking ahead, Perspectiva boasts an increased coverage ratio of 109% (previous year: 105%). This means it continues to demonstrate a solid level of surplus cover and is well prepared for a more volatile investment environment, given the challenges of the current political and economic climate.
Comprehensive insurance guarantees a completely secure pension solution
For Baloise customers who want greater peace of mind, comprehensive insurance is the ideal solution. This type of cover is particularly important in today’s increasingly unpredictable geopolitical climate, as it offers the highest level of security and enables customers to focus on what they do best, regardless of what may be happening in the markets. Baloise paid interest of 1.75 % on non-compulsory retirement assets and allocated CHF 65 million to its surplus fund. This sustainable, solid interest rate ensures that customers can look with confidence to a stable financial future.
A healthy result in a challenging environment
Baloise posted a profit of CHF 46 million in occupational pensions for 2025. The distribution ratio for the business, which is subject to the legal quota, is 91.1%. Against a backdrop of geopolitical tensions, the operating statement recorded a solid net investment income of CHF 273 million.
For Baloise customers who want greater peace of mind, comprehensive insurance is the ideal solution. This type of cover is particularly important in today’s increasingly unpredictable geopolitical climate, as it offers the highest level of security and enables customers to focus on what they do best, regardless of what may be happening in the markets. Baloise paid interest of 1.75 % on non-compulsory retirement assets and allocated CHF 65 million to its surplus fund. This sustainable, solid interest rate ensures that customers can look with confidence to a stable financial future.
A healthy result in a challenging environment
Baloise posted a profit of CHF 46 million in occupational pensions for 2025. The distribution ratio for the business, which is subject to the legal quota, is 91.1%. Against a backdrop of geopolitical tensions, the operating statement recorded a solid net investment income of CHF 273 million.
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