Who is a young driver – and who counts as a new driver? Drivers under the age of 25 are designated as young drivers. New drivers are those who have had their driving licence for less than two years, regardless of their age.
After passing their test, new drivers have a probationary licence for three years. What does this mean?
They have to complete the advanced course (WAB) within 12 months.
There is a strict ban on alcohol when driving.
Road traffic offences are subject to stricter penalties.
The Swiss Council for Accident Prevention has some valuable tips on how to pass the three-year probationary period with ease.
Car insurance for new and young drivers is no different to that taken out by experienced drivers. Motor vehicle liability insurance is required by law. This covers any damage you cause with your vehicle. It is often worth taking out partially or fully comprehensive insurance. Our article explains the difference.
Your own car often has sentimental value. You want to make sure it’s properly protected – but without paying too much for insurance. You can extend the protection according to your individual needs and budget, for example to cover parking damage, breakdown assistance, bonus protection, additional cover for personal belongings transported in the vehicle, or special benefits for electric vehicles.
Damage caused to the vehicle or third parties during a driving lesson is usually covered by the driving school’s insurance. Tip: Find out beforehand by asking your driving instructor.
If an accident happens during practice drives in the family car, the motor vehicle liability insurance will cover any damage to third parties. Partially or fully comprehensive insurance will pay for damage to your own car. But take note: A higher deductible may apply if a new or young driver was at the wheel. Ask your insurer for more information.