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Helvetia YOUniverse. Insurance coverage for every stage in life.

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Calculate premium

Start the insurance check

Life is full of surprises – be prepared. Helvetia YOUniverse offers optimum insurance coverage in line with your needs.

Combination discount of up to 15%

Round-the-clock assistance guaranteed 365 days a year

Free relocation kit with 10 packing boxes

Discover attractive partner advantages with the Helvetia Community

Online insurance check

The benefits we offer you

Helvetia YOUniverse offers seven different products that you can put together as you wish. This gives you optimum insurance coverage in line with your needs. And if your life situation changes, your coverage can be adapted at any time.

Household contents insurance

Protects your personal items.

Household contents insurance

Protects your personal items.

Personal liability insurance

Protects you if you cause an injury or damage to others.

Personal liability insurance

Protects you if you cause an injury or damage to others.

Rental Guarantee Insurance

So that you can keep more of your budget for new furnishings.

Rental Guarantee Insurance

So that you can keep more of your budget for new furnishings.

Assistance

At your side worldwide, if something doesn’t go according to plan on your trip.

Assistance

At your side worldwide, if something doesn’t go according to plan on your trip.

Legal protection

How to keep your cool in a dispute.

Legal protection

How to keep your cool in a dispute.

Disability pension

Offers financial assistance in the event of an accident or sickness.

Disability pension

Offers financial assistance in the event of an accident or sickness.

Services

Our additional services make your everyday life easier.

Services

Our additional services make your everyday life easier.

Household contents insurance

Protects your personal items.

Household contents insurance

Protects your personal items.

Personal liability insurance

Protects you if you cause an injury or damage to others.

Personal liability insurance

Protects you if you cause an injury or damage to others.

Rental Guarantee Insurance

So that you can keep more of your budget for new furnishings.

Rental Guarantee Insurance

So that you can keep more of your budget for new furnishings.

Assistance

At your side worldwide, if something doesn’t go according to plan on your trip.

Assistance

At your side worldwide, if something doesn’t go according to plan on your trip.

Legal protection

How to keep your cool in a dispute.

Legal protection

How to keep your cool in a dispute.

Disability pension

Offers financial assistance in the event of an accident or sickness.

Disability pension

Offers financial assistance in the event of an accident or sickness.

Services

Our additional services make your everyday life easier.

Services

Our additional services make your everyday life easier.

Not sure what you need? Do a check now.

In just a few minutes our insurance check provides an overview of which forms of insurance you currently need.

Start the check

Our special services for you

Helvetia Community

As a member of our Community you can benefit from regular attractive partner offers.

Find out more

Helvetia Community

As a member of our Community you can benefit from regular attractive partner offers.

Find out more

Free relocation kit

We will assist you with your move and give you 10 packing boxes.

Find out more

Free relocation kit

We will assist you with your move and give you 10 packing boxes.

Find out more

15% combination discount. Benefit now and secure a discount.

Combine your household contents, personal liability, assistance and legal protection insurance and take advantage of a combination discount of up to 15%. The discount also applies to the other products.