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Helvetia Rechtsschutz

Legal protection insurance. How to keep your cool in a dispute.

Disagreements with neighbours, conflicts at work, road traffic incidents? When everyday events become legal disputes, things can quickly become very expensive. With Helvetia’s legal protection insurance, you can defend your interests in any situation – without having to worry about costs.
Advice in all questions of law
Up to 20% combination discount
Fees for legal representation, court and counterparty costs covered
Free choice of lawyer
Support with private legal disputes

The benefits we offer you

In partnership with Coop Rechtsschutz, Helvetia offers comprehensive support for you and your family in legal matters. Private legal protection insurance provides worldwide cover for you, e.g. as a pedestrian, cyclist, passenger, contractual party, consumer, patient or Internet user.

Helvetia pays:

  • the fees for your lawyer and any experts whose opinions are required.
  • court and procedural costs.
  • disputes with insurance companies, health insurers and pension funds.
  • legal disputes arising from infringement of copyright, name and trademark rights.
  • bail advances (as an advance payment).
  • counterparty compensation.
  • the cost of appearing before a court abroad.
  • legal disputes relating to cybercrime such as cyber-bullying, blackmail or credit card misuse.
Get up to 20% combined discount.

If you take out two products (household contents, private liability, travel insurance, building or legal protection insurance), you will receive a 5% combined discount. For each additional product we will grant you a further 5% discount. You can thus benefit from a combination discount of up to 20% on your entire policy.

Increase your cover to give you the extra protection you need.

Legal protection for motorists

We support you in road traffic disputes.
Helvetia pays if you are involved in a legal dispute following a car accident.

Legal protection for employees

We are on your side when conflicts arise in the workplace.
Helvetia pays if your employment contract is unjustifiably terminated.

Legal protection for tenants

Protects you as a tenant in disputes with your landlord or neighbours.
Helvetia pays if your landlord raises your rent without justification.

Legal protection for real estate (owner-occupied)

Protects you in disputes with neighbours.

Your neighbour does not comply with the requirement of minimum distance from the property boundary.

Legal protection for real estate (occupied by third parties)

Protects you as the property landlord.

Helvetia will assist you in conflicts and disputes with your tenant.

Our services

Have you lost your keys and cannot get into your home? Or is a wasps’ nest causing you trouble? Our services make your everyday life easier.

Premium waiver

If you are unable to work, you no longer have to pay insurance premiums, but do continue to enjoy full insurance cover.

Waiver of gross negligence

In the event of your gross negligence, we do not reduce the benefits you are entitled to.

Home Assistance

On your behalf, we assume the cost of workmen’s services, removing wasps’, hornets’ or bees’ nests, measures taken immediately in the event of a technical defect and security services.

Locksmith service

We have all experienced it: all of a sudden, the key is gone and you cannot get into your home. We organize a workman for you.

Card blocking service

If you lose your SIM, debit or credit card, we take care of having it blocked.

Legal advice

Our independent legal service – Coop Rechtsschutz - advises you on all legal queries and legal disputes.

Psychological follow-up support

We will assist you after a traumatic event, such as a break-in, and will arrange for support from the right expert.

Update guarantee

We always settle your claim in accordance with the latest insurance terms that are best for you.


Under 27 years of age?

Helvetia YOUniverse bietet den optimalen Versicherungsschutz ganz nach Ihren Bedürfnissen at particularly attractive premiums.

No small print: when does a legal protection insurance policy pay out, and when does it not?

Your insurance pays out if ...

… your dispute with a neighbour ends up in court.

… you need legal advice in your capacity as an employee (legal protection insurance for employees).

… an online order you have paid for in advance fails to arrive and the dealer refuses to accept responsibility.

… unauthorized persons use your Internet domain, causing you damage.

… you are involved in a legal dispute after a car accident (legal protection insurance for motorists).

… your landlord fails to meet obligations towards you (legal protection insurance for tenants).

Your insurance does not pay out if ...

… you start a legal dispute with your spouse. Disputes between people insured under the same policy are excluded.

… you have deliberately committed a crime.

… the dispute arises before the insurance is concluded or before expiry of the three-month waiting period.

Your questions. Our answers.

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