When your personal data is processed by the recipients, it may also be transferred abroad, for example when personal data is passed on to other companies within the group or to service providers. Under certain circumstances, we may also transmit data to third parties abroad who are involved in the processing of the contract (e.g. co-insurers and reinsurers, authorities and courts), as well as to other bodies such as foreign tax authorities.
Your data may therefore be processed worldwide, including outside Switzerland or the European Union or the European Economic Area (i.e. also in so-called third countries such as the US). Many third countries currently do not have laws that ensure a level of data protection equivalent to the applicable FADP.
Therefore, following a risk assessment, we take contractual precautions to contractually compensate for the weaker legal protection, as well as further measures (e.g. pseudonymisation) to reduce the risk of state/government access abroad authorised by foreign legislation.
In doing so, we rely on the legally required guarantees, insofar as the recipient is not already subject to a legally recognised set of rules to ensure data protection and we cannot rely on an exception clause. An exception may apply, in particular, in the case of legal proceedings abroad, but also in cases of overriding public interests, if contract processing requires such disclosure, if you have consented to it or if the data concerned has been made generally accessible by you and you have not objected to its processing.
