What benefits does valuables insurance provide?
Valuables insurance grants you financial coverage for luxury items. The insurance is particularly worthwhile for valuables with an individual value of CHF 20,000 or more. However, items with a lower value may also be insured. We cover the cost of repairing or replacing your valuables if they are lost, damaged or stolen.
The insurance covers:
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Jewellery and watches
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Musical instruments
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Furs
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Collector’s items
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Photographic and video equipment
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Technical equipment, computers, notebooks
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Hunting and sports weapons
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Pictures, sculptures and works of art
No fine print. When does valuables insurance pay up and when does it not?
… a burglar steals one of your artworks.
… you lose your expensive camera while travelling.
… your luxury watch is stolen while you are holidaying.
… your valuable painting is damaged.
… your jewellery is stolen after being left in an unlocked vehicle.
… the damage to the item is due to normal wear and tear.
… if your valuable grand piano is damaged by a removal firm during transport. In such cases, the removal firm is liable.
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