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Buildings insurance

Building Insurance
Building Insurance

Home is where you feel secure. You create your own feeling of security; Helvetia’s building insurance provides the financial protection for your four walls.

  • Insurance cover that supplements cantonal buildings insurance
  • Buildings and outbuildings insured
  • Damaged items insured at reinstatement value
  • Glass breakage also covered

Why is building property insurance important?

Your home is usually the biggest investment you will make in your life. Whether you have a single-family house, an apartment block or a holiday home, as the owner you have to bear all the financial risks. That’s why it’s essential to have cover against potential damage, e.g. from a fire, storm or high water. Building insurance enables you to protect your building and any outbuildings for their reinstatement value.

Building property insurance covers risks not included in the compulsory building insurance of your particular canton. Example: Cantonal insurance covers only water damage due to flooding. So damage due to broken pipes or a leaky roof are excluded. By contrast, Helvetia building property insurance covers these financial risks too.

A brief guide to buildings insurance

Further questions about building insurance

Information on building liability

Learn more about building liability insurance and protect yourself against bodily injury and property damage in respect of third parties.

Go to building liability

Combination discount for building insurance

Combine building insurance with household contents, private liability, travel or legal protection insurance and get a discount of up to a 20%.

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