Buildings represent a high-value item for their owners, which can be jeopardised by numerous unforeseeable outside influences. The buildings insurance protects your building for the long term.
With buildings insurance, a distinction is made between building property and building liability insurance. Learn about this difference.
You have fulfilled your dream of owning your own home or holiday home and want to know your investment is secure. If a storm tears off your roof or a pipe bursts, making your property temporarily uninhabitable, your building property insurance will cover the damage.
The fallen roof tile or the icy driveway – problems with the building or plot are sometimes identified too late, causing damage to guests, passers-by or neighbours or their property. So protect yourself with building liability insurance.
Your building is insured against damages resulting from the following risks: fire (e.g. fire or smoke), natural forces (e.g. storm, hail or flooding), theft (e.g. damage to buildings resulting from theft), liquids and gas (e.g. a burst water pipe) and glass breakage.
Our additional insurances can be individually combined and provide comprehensive protection for your investment:
The Summer family leaves the house to spend the weekend in beautiful Ticino. When they return on Sunday, they find that part of the house is under water. The damaged furniture is paid for through the household contents insurance. The location and exposure of the burst pipe, the drying of the rooms, the removal of the damaged parts of the building and their reconstruction are covered by Helvetia’s buildings insurance.