Home is where you feel secure. You make sure your home is secure, and Helvetia's buildings insurance gives you the best possible protection.
Buildings insurance perfectly complements the compulsory cantonal buildings insurance. It covers damage to your building and its surroundings (land). As an optional extra, you can take out property owner’s liability insurance, which covers bodily injury and damage to property suffered by third parties.
Your building is insured against damages resulting from the following risks: fire (e.g. fire or smoke), natural forces (e.g. storm, hail or flooding), theft (e.g. damage to buildings resulting from theft), liquids and gas (e.g. a burst water pipe) and glass breakage.
Our additional insurances can be individually combined and provide comprehensive protection for your investment. The following benefits make up for differences in the cover with the cantonal buildings insurance and close insurance gaps, and cover parts of the building not covered by the cantonal buildings insurance and provide supplementary insurance coverage on top of the cantonal buildings insurance.
Your building is insured at its replacement value. Replacement value refers to the expense that would be necessary to construct a similar building at the time the estimate was provided.