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Car insurance

Car insurance
Car insurance

Are you taking the car for a day out to the countryside or just a quick trip to the shops? Wherever you are going to, you will drive safely with Helvetia's car insurance.

  • Eco discount for environmentally friendly vehicles
  • Free choice of repair workshop in the event of a claim
  • All-round service in the event of a claim with RepairPlus
  • Premium reduction with driver safety training

Top in claims processing

In the 2017/2018 customer satisfaction surveys carried out by comparison services Comparis.ch and Bonus.ch, Helvetia car insurance received good marks, scoring particularly highly in the areas of claims processing and customer service.

Put together your own personal car insurance policy

It is important to us that you get the car insurance you really need. Neither too much nor too little. Use our insurance modules to put together your own personal cover package. Find out more about the individual components of car insurance here.

A brief guide to car insurance

Vehicle liability insurance – Mandatory liability insurance covers insured persons against property damage or bodily injury to third parties caused by the insured vehicle. In addition, you are also protected against unjustified claims for damages.  

Partially comprehensive cover Your vehicle is insured against damage due to external factors such as theft, fire, natural forces (such as storm damage, hail and flooding), glass breakage, collision with animals, vandalism and damage by martens.

Fully comprehensive cover – In addition to partially comprehensive cover, comprehensive cover insures you in the event of collision damage to your own vehicle for which you are to blame. Helvetia’s fully comprehensive cover consists of the two components of partially comprehensive cover and comprehensive cover.

Gross negligence – This relates to our waiving the right of recourse granted to us by law in the case of damages caused by gross negligence (supplementary cover, gross negligence cover).

Bonus protection – With bonus protection insurance, the first claim each year and benefit will have no negative effects on your bonus.

Parking damage – Parking damage is annoying and can be expensive. Parking damage insurance offers you effective cover against damage caused to your parked vehicle by third parties.

Standard terms of insurance

Story about cars

Calculate premium now

You and your car are unique, so you can tailor-make your own policy and calculate your premium here. Take out your policy online in just a few easy steps.

Drive safely and reduce your premiums with driver safety training

Attend a driver safety training course and reduce your car insurance premium by two bonus levels.

Go to driver safety training (in German)

Frequently asked questions (FAQ)

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