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Car insurance. On the right track with Helvetia.

Wherever you go, Helvetia’s car insurance provides your vehicle with the best possible cover. Take advantage now of a 15% online discount on your premiums until 31 December 2025.
Immediate help in the event of a breakdown with our Assistance
Free choice of garage possible
Cover for tyre damage available
No premium increase in the event of a claim with Bonus­ProtectionPLUS
ProClima Bonus for environmentally friendly cars
15% online discount

The benefits we offer you

When choosing a car insurance policy, the focus is always on your personal safety needs as well as on the vehicle you want to insure. In addition to compulsory third-party liability insurance, our experts also recommend taking out partial casco or comprehensive insurance, depending on your car.

Increase your cover to give you the extra protection you need.

Damage to a parked vehicle

If your parked car is damaged by unknown persons, we won’t leave you in the lurch.

Wallbox for plug-in hybrid or e-cars

To make sure you never run out of power, you can insure against damage to your permanently installed charging station.

Unlimited accessories

Does your vehicle have some attractive, high-value equipment? Then it’s worth taking out unlimited cover for your accessories to avoid being underinsured.

Tyre damage

With this add-on, we cover the cost of damage to tyres caused by nails, kerbs, sharp objects or vandalism/malicious damage.

RepairPLUS

In the event of a claim, you not only benefit from our quick and easy all-round service, but also from other advantages of our expert partner companies.

Transported personal belongings

Protects your property in the car up to a value of CHF 5,000 against damage and destruction.

Bonus protection

With bonus protection, you keep your bonus level after the first claim of the year. With BonusProtectionPLUS, you keep your bonus no matter how many claims you make in a year.

Current value supplement insurance

In the event of a total loss, you receive at least 10% more than your vehicle’s actual current value.

Assistance

Vehicle breakdown? We come to your aid with breakdown assistance, a towing service and legal expenses insurance for motorists. Including while you’re abroad.

GlasPLUS

Adds cover for breakage of all components made of glass or glass substitutes, such as headlights, rear-view mirrors and light bulbs.

Waiver of right of recourse in cases of gross negligence

Helvetia will not claim any money back if you cause an accident through gross negligence, for example while distracted by your mobile phone.

Passenger accident insurance

Covers personal injuries suffered by the driver and passengers in the event of an accident. Pets such as dogs and cats are also covered.

Our services

You can enjoy even better protection with our optional services, tailored to your needs.

Premium waiver

If you are unable to work, you no longer have to pay insurance premiums, but do continue to enjoy full insurance cover.

Legal protection for your vehicle

In the event of contractual disputes e.g. with your leasing company or relating to the purchase/sale of your motorcycle, we support you with our legal protection insurance.

Update guarantee

We always settle your claim in accordance with the latest insurance terms that are best for you.

Psychological follow-up support

We will assist you after a traumatic event, such as an accident, and will arrange for support from the right expert.

Helvetia Autoversicherung Banner

Get a 15% discount for your car

Take advantage now of a 15% online discount on your premiums until 31 December 2025.

No small print: When does our car insurance pay up and when does it not?

Your car insurance will pay if ...

... you collide with the car in front of you, damaging the other vehicle. (liability)


… your car suffers hail damage during a storm. (partial casco)


... your vehicle is stolen. (partial casco)


… you accidentally scrape against a wall or post. (comprehensive insurance)


... you have a breakdown. (Assistance)

Your car insurance will not pay if ...

… you deliberately damage your vehicle.


... you cause damage while participating in races, rallies or similar competitive events.


… you cause damage while driving without a driver’s licence or while driving an unregistered car.

Order your insurance certificate online

Bought a new vehicle? Want to start of transferable plates? Order your certificate quickly and easily using the form.

Your questions. Our answers.

We are there for you.

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