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Helvetia Tierversicherung
In cooperation with wau-miau

Pet insurance. Only the best for your pet.

With wau-miau pet insurance, you can give your four-legged friend the protection it deserves as a loyal companion and family member.
Insurance for dogs and cats
Year-round pet health insurance and accident cover
Free choice of vet

What benefits does pet insurance provide?

With pet insurance, you can get the best possible medical care for your four-legged friend without having to worry about the cost. You can choose between three different wau-miau pet insurance packages: "Basic", "Clever" and "Optima". All three packages include the following benefits.

wau-miau’s benefits:
  • Cost of veterinary bills and medicines
  • Surgery costs
  • Radiological examinations
  • Inpatient treatments and hospitals stays
  • Necessary euthanasia
  • No cap on sum insured
  • Free choice of deductible

No small print: When does the pet insurance pay up, and when does it not?

Your pet insurance will pay if ...

… your dog injures itself while frolicking around and needs to be operated on.


… your cat returns home injured from a night-time excursion and needs to be treated by a vet.


… your horse is limping after a ride and requires veterinary treatment.


… your pet ingested poison.


… your dog is discovered to have a tumour or your cat suffers kidney failure and needs medicines.

Your pet insurance will not pay if ...

… your pet is already ill at the time the contract is concluded or had suffered the accident before conclusion.


… your pet is injured in a contest.


... your pet is injured by another person or another animal. In such cases, the liability insurance of the person responsible pays.

Our partner wau-miau
wau-miau is a brand of Europäische Reiseversicherung ERV. ERV is the leading provider of insurance solutions for leisure, travel and mobility for private and corporate customers. The Basel-based company was founded in 1919. ERV has been operating as an independent branch of the Helvetia Group since January 2019.

Your questions. Our answers.