Classic cars are usually valuable one-offs – and their value frequently increases further over time. Repairs can also be expensive and spare parts difficult to obtain. Insurance for classic cars therefore offers particularly comprehensive cover that extends over and above that of standard motor vehicle insurance.
Legal liability insurance is mandatory for classic cars if you want to drive them on public roads. It covers damage you cause to others with your vintage vehicle. This includes damage to people, animals and property. The policy also covers defence against unjustified claims for damages.
Partially comprehensive insurance covers damage to your own car that is caused neither by you nor by another driver. This includes the following risks:
Special benefits for classic cars:
The following events are insured: