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ImmoWorld Suchen & Ansparen

Search & save. Build up capital for a home.

Build equity from early on – a how to guide.

Are you dreaming of home ownership? Then it pays to start planning early: you will need to provide at least 20% of the purchase price as equity. Find out how people manage to save for their own home, even from a young age.

Individual savings products

At least 10% of the purchase price must be so-called ‘hard equity’, so cannot come from an occupational pension (pension fund). With suitable savings products, you can lay the foundations for fulfilling your dream of a place to call home – and benefit from tax advantages too. We help you find the right savings solution.

Pillar 3a

Pillar 3a is a good option for building up capital for a new home and saving on taxes while you're at it. Our 3a savings calculator highlights the potential tax savings.

Need more equity?

Not everyone is able to buy a house without a little help from elsewhere. With this in mind, check whether one of the following options applies to you.

Advance on inheritance or gift

Depending on the assets of a buyer's parents, an advance on inheritance or a gift can contribute towards the equity needed. A few important points need to be considered so everything goes smoothly.

Find out more

Take out a loan

It's also possible to take out a loan from family, friends or acquaintances. But if you choose to take out a loan with a bank then an interest-free loan with no repayment obligation or fixed-term is usually your only option. Here too, a few things need to be considered.

Find out more

Personal & digital. Comprehensive advice on your home.

Our experts at Helvetia and MoneyPark can advise you on all financial matters relating to the search for, purchase, ownership and sale of your own home. They also keep an eye on insurance and pensions.