The contractually agreed term of insurance specified in the policy applies. That is the date on which you can cancel your car insurance. If you do not cancel your contract on this date, in most cases the contract is renewed for a further year.
You can either give notice of cancellation at the end date given in the contract or, if an annual right to terminate policy was agreed, at the end of the contract year.
The notice period for car insurances is generally three months. Your contract may give a different notice period. So make sure to check the notice period specified in your insurance policy or in your insurer’s corresponding Standard Terms of Insurance (STI).
Your notice of cancellation must reach your insurer no later than the last day before the notice period starts to run. The date of the postmark as the last possible day is not sufficient.
Car insurance is subject to a fixed contractual period. Taking the period of notice into account, you can change your car insurance.
If you miss the date, the contract will be renewed for another year. In addition to the regular procedure, you can change your insurance in the following cases too: