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Household contents insurance

Household contents insurance
Household contents insurance

Your household contents are not just things, but they include your favourite sofa, favourite suit or favourite bike. With Helvetia household contents insurance, these are ideally insured.

  • Household contents insurance from CHF 10 a month
  • Key service included
  • Household contents insured at replacement value
  • Up to 20% combination discount

Top in claims processing

In the 2018 customer satisfaction surveys carried out by comparison services and, Helvetia household contents insurance received good ratings, scoring particularly highly in the areas of claims processing and customer service.

Overview of household contents insurance

With household contents insurance, you insure the items in your household at replacement value. Your household is thus ideally insured in the event of damage caused by fire, water or natural forces, burglary or glass breakage.

A brief guide to household contents insurance

Basic insurance
Helvetia household contents insurance covers you in the event of damage to your household contents and valuables as a result of fire or damage by natural forces, theft, water inside the building or glass breakage affecting buildings and furniture.

Your household contents and valuables are also insured at their replacement value outside of the home (up to 20% of the agreed household contents sum insured, min. CHF 10,000).Also covered are guest effects and items entrusted to you, as well as the costs of clearing up the site of damage or additional living expenses arising in connection with the occurrence of insured damage.

Additional insurances

Household contents all risks
Household contents such as smartphones, bicycles, luggage, camera equipment, laptops or sports equipment are insured against damage.

Theft away from the home
Your household contents are insured against theft without use of force away from your permanent place of residence too (bicycle, electrical appliances, luggage, sports equipment, etc.).

Motorcycles and e-bikes
Covers damage to motorcycles and e-bikes (with yellow registration plate, 25 km/h or faster) in the event of damage, destruction, theft and robbery or other loss.

Animal insurance
Veterinary treatment for pets (dogs, cats, horses and other pets)

Special risks jewellery
Jewellery items are insured against destruction, damage or loss at home and away up to a value of CHF 20,000. The value of the individual jewellery items must not exceed CHF 4,000.

Building surroundings
We can include your building surroundings (plants, summer houses, swimming pool) in your household contents with an additional insurance.

Combined discount for household contents insurance

Combine household contents insurance with private liability, travel, legal protection or buildings insurance and get a discount of up to 20%.

Calculate premium now

Calculate a premium that is just as individual as your household contents. Take out your household contents policy online in just a few easy steps.

Frequently asked questions
More questions on the topic of household contents insurance
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