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Helvetia Performanceplan: fondsgebundene Lebensversicherung

Performance plan – unit-linked life insurance

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With the Helvetia Performance Plan, you are placing your trust in the potential returns of a unit-linked life insurance product for your long-term retirement saving.

Potentially attractive returns

Selection of top-notch funds; change of funds possible

Professional fund management

Guaranteed benefit in the event of death

Additional cover possible for incapacity to work

Tax advantages with Pillars 3a and 3b

Potentially attractive returns

Selection of top-notch funds; change of funds possible

Professional fund management

Guaranteed benefit in the event of death

Additional cover possible for incapacity to work

Tax advantages with Pillars 3a and 3b

Performance Plan life insurance – the pension solution for you?

With this unit-linked life insurance product, you are relying in full on the potential returns earned with attractive investment funds of your choice. The Helvetia Performance Plan is appropriate for:

Long-term, return-oriented provision for retirement
Covering financial obligations
Security for your family or partner in case you die

The amount paid to you on expiration depends on the performance of the selected funds. A lump-sum death benefit is guaranteed throughout the term of the insurance and provides the desired security.

A brief guide to the Performance Plan

What is insured?

This unit-linked life insurance product allows you to build up capital depending on the returns earned by the investment funds and also provides the following benefits:

On expiration: The current value of the fund units is paid out to you.
In case of death: If you die before your insurance contract expires, your survivors will be paid the current value of your units, but at least the contractually agreed death benefit.
In the case of incapacity to work (optional): If you lose your capacity to work, we will waive your premium and the savings process will continue. If necessary, you can secure your income with an additional disability pension.

How does the Performance Plan work?

With unit-linked life insurance, you invest in a variety of funds. The benefit payable on expiration of the Performance Plan is not guaranteed and depends entirely on the performance of the selected funds. On the other hand, the Performance Plan allows you to make targeted use of the potential returns in various markets.

A personalized investor profile makes it easier for you to select the funds that are right for you. You can choose between top-notch Helvetia funds as well as attractive offerings of other providers.

What types of Performance Plan are there?

Depending on your retirement needs, you can choose between two different types of Performance Plan. You can select either tied (Pillar 3a) or flexible (Pillar 3b) pension insurance. Both these unit-linked options can be financed either through regular premium payments or a single premium. Both variants offer you a range of attractive investment funds.

Performance Plan with lump-sum death benefit: save in a return-oriented manner, invest money and simultaneously cover risks.
Performance Plan as savings insurance: a return-oriented form of retirement saving and a way to invest capital, with no extra risk cover.

Should you experience a liquidity bottleneck during the term of the contract, you have the option of interrupting your premium payments. And if your life situation or retirement needs change fundamentally, you can adjust the benefits and the premium of your Performance Plan.

Further information on the current range of funds on offer

Advisory meeting

Helvetia can help you find the best-possible solution to finance your retirement.