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Ratgeber Helvetia Assistance für Motorfahrzeuge

Assistance for motor vehicles. How to stay mobile at all times.

Helvetia Assistance insurance is the key to rapid and competent assistance on the road. Whether in the event of a breakdown or an accident - Helvetia is there for you around the clock.
Guaranteed round-the-clock assistance worldwide, 365 days a year
Legal protection in the case of motoring disputes
Free choice of garage possible

What benefits does assistance for motor vehicles provide?

Assistance cover ensures that you remain mobile at all times. Simply include the supplementary insurance "Assistance" in your car insurance and benefit from fast and competent help in the event of a claim anywhere in the world.

This cover also includes a motor legal protection insurance, which protects you against costly disputes. We are also there for you in case of an emergency abroad, for example when you go on holiday with your car.

Helvetia covers:

  • Breakdown assistance
  • Transport and towing costs
  • Cost of a replacement vehicle
  • General additional travel costs, such as accommodation costs or return travel costs
  • Support in legal disputes, for example in negotiations with health insurance funds and insurance companies in connection with a road accident

How is a repair to my vehicle insured after a breakdown?

Whether or not the costs for repairing your vehicle are insured depends on how the breakdown happened and what parts of your vehicle were damaged.

Tyre malfunction

If your car has to be repaired because of a burst or flat tyre, you need additional tyre damage insurance.
Our benefits
With this add-on to your car insurance, we cover the cost of damage to tyres caused by nails, kerbs, sharp objects or vandalism/malicious damage.


Your vehicle is damaged and towed after an accident. It then depends on whether or not you caused the accident. If not, the repair or replacement of your vehicle will be covered by the liability insurance of the person who caused the accident.
Our benefits
If you are responsible for the accident, the insurance will cover the costs of repairing your car only if you have taken out fully comprehensive insurance. The exception is an accident involving a wild animal but this is included under partially comprehensive cover.

Engine damage

Your car breaks down during a journey, and your mechanic ascertains engine damage that is not due to any external influences. This is then a case of normal operational damage. This type of damage is not insured.
Helvetia Autoversicherung Banner
10% online discount
If you take out a policy online we give you a 10% discount off all premiums until 31 December 2022.
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