Travel insurance

If you or any of your travel companions become seriously ill or have an accident,  Assistance for persons will cover the transport costs to the nearest doctor or hospital. The costs of search, salvage and rescue operations are also covered, as is the return to your place of residence. We will refund you the cost of the unused part of the holiday. If your trip is unexpectedly prolonged, we will refund the additional costs of transport, meals and accommodation.

If a person close to you back home falls ill, has an accident or dies, or if your property at your home address is damaged due to a burglary or events involving fire, water or natural forces, the cost of the return journey to your home will also be covered.

Have you broken down or had an accident in your car? Motor vehicle assistance is there to help: breakdown recovery in Switzerland and abroad, towing service or the costs of returning the vehicle are also covered, as are search and rescue for passengers following a traffic accident. If you need a replacement vehicle then Helvetia will refund you the cost of a rental car. Any additional transport costs for the return journey by public transport and costs of accommodation or meals are also covered.

The travel cancellation insurance protects you from the financial consequences of trips that have to be cancelled or postponed if you, your travel companions, or someone close to you becomes seriously ill or is injured. In addition, trips not taken due to events involving burglary, fire, water or natural forces (e.g. flooding, storms or hail) at your home or holiday destination are also covered. If important travel documents are stolen on the day of departure, the travel cancellation insurance will take care of the additional costs and the cost of the unused part of your stay.

If you are unable to take part in an event, a course or a seminar owing to a severe illness or accident, and cancellation is not possible, Helvetia will cover the costs of the unused part of the trip. This applies also for multiple-journey or season tickets that cannot be used another time.