When you travel you discover the world. Helvetia's travel insurance provides you and your family with protection you can count on wherever your adventures take you.
Coronavirus – current information
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Trips are often booked well in advance. There may be a considerable time gap between booking a trip and your actual departure date, during which time unexpected things can happen: You may be unable to set off on your trip for personal reasons, your car may break down on the way to your destination or you may fall ill while on holiday. In all of these cases our travel insurance provides you with comprehensive cover.
Helvetia offers the following four assistance modules for travel insurance, which can be individually combined:
It covers cancellation costs for trips that have not been started or that are delayed. The cost of unused admission tickets is also reimbursed.
The insurance provides cover in the event of:
Personal assistance insurance covers the cost of transportation to the nearest hospital, search, rescue and recovery costs and the cost of returning home. If you need to extend your stay, the cost of accommodation and meals will be reimbursed (including for your travelling companion). Helvetia will reimburse you for the cost of the unused part of your stay.
The insurance provides cover in the event of:
Motor vehicle assistance insurance covers costs incurred as a result of the breakdown of a motor vehicle in Switzerland or elsewhere in Europe. Damage to rented vehicles amounting to up to CHF 5,000 is also covered. This means there is no need to take out any expensive supplementary insurance when renting a vehicle.
The insurance covers:
The insurance covers the costs incurred if your e-bike or motorcycle breaks down.
The insurance covers:
Cancellation costs assistance and personal assistance insurance apply in Switzerland and worldwide. Motor vehicle assistance and assistance for electric/motor vehicles apply in Switzerland and in Europe.
Yes, they are. If you are unable to attend an event, a course or a seminar because of a serious illness or an accident and cancellation is not possible, Helvetia will cover the cost of the unused part of your ticket/fee. This also applies to permanent or seasonal subscriptions which cannot be used later.
Combine the three components Assistance for persons, motor vehicle Assistance and cancellation cost insurance in travel insurance and receive a discount of up to 25%.
24/7 assistance: Helvetia provides you with round-the-clock assistance 365 days a year.
48h claims payment: Helvetia guarantees claims payment within 48h following a successful claims review.
Helvetia offers a comprehensive range of services. The full package can be booked online for just CHF 14. When combined with household contents insurance, private liability and legal protection insurance, the services apply to all products and only need to be taken out once.
Waiver of premiums: In the event of earning disability, you will benefit from a waiver of insurance premiums until the agreed end of the contract. However, you will continue to benefit from insurance cover.
Waiver of gross negligence: Helvetia waives its right to a reduction in benefits in the event of grossly negligent conduct.
Home Assistance: Helvetia will assume the task of providing a trade service, organizing construction management, removing wasps', hornets' and bees' nests, taking immediate measures in the event of a technical defect and organizing a security guard service.
Locksmith service: If you unexpectedly find yourself unable to gain access to your home, Helvetia will organize a tradesperson to provide access.
Card blocking service: At your request, Helvetia can block lost credit and debit cards as well as SIM cards.
Legal advice: Legal advice for all legal disputes is provided by the independent legal service of Coop Rechtsschutz.
Psychological follow-up support: Helvetia will pay for the cost of psychological support provided by a qualified doctor, psychologist or psychiatrist after an insured event.
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Calculate a premium that is just as individual as your holiday. Take out your travel insurance online in just a few steps.