A broken or stolen laptop entails considerable effort and ultimately also costs. It needs to be replaced quickly, because for many it is indispensable in everyday life for school, study or work. That's why it's worthwhile taking out the right insurance.
With Helvetia household contents insurance and the appropriate supplementary insurance you enjoy comprehensive protection for your laptop and other electronic devices such as mobile phones or tablets. Your private liability insurance covers damage you accidentally cause to a device that you don't own.
With household contents insurance, your device is protected against burglary or damage due to fire, water, hail, storm or flooding. Corresponding supplementary insurance policies are worthwhile for everyday life. With the addition of "all risks" to your household contents insurance, your policy will also cover the costs incurred if, for example, your laptop accidentally falls to the floor and is damaged in the process (cracked screen or casing, defective connections). With the addition of "all risks", mobile phones and tablets are also insured.
If your house is broken into, your laptop is covered by your household contents insurance. If you are on the move and your laptop is stolen from your bag, for example, the supplementary insurance “simple theft away from home” covers the costs incurred. It covers theft by tricksters, pickpockets and opportunity thieves.
The above-mentioned insurance applies not only to your laptop but also to all other electronic devices and other household contents. This includes your luggage, ski equipment or bicycle.