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Ratgeber Privathaftpflicht: Reiten fremder Pferde

Insurance for riders of horses owned by third parties

Saddle up and enjoy your next ride on a borrowed horse with no worries. Our private liability supplementary insurance means you are optimally insured as a rider.
Private liability supplementary insurance for people renting, borrowing or learning to ride horses owned by third parties can be taken out easily online
Insures veterinary costs for the borrowed horse
Covers damage to borrowed equipment
Compensates the horse owner’s loss of earnings

Why is insurance advisable for riders of horses owned by third parties?

Riding is a high-risk sport, as horses can be unpredictable and easily scared. There are several thousand riding accidents every year. And it may not just be you, the rider, who is injured. Other people, animals or objects can be injured or damaged, or the borrowed horse may suffer injuries. Private liability supplementary insurance for people renting, borrowing or learning to ride horses owned by third parties ensures that you as a rider do not have to pay the costs of the latter.

Overview of supplementary insurance for people renting, borrowing or learning to ride horses owned by third parties

What is the best insurance for a horse and rider in the event of an accident?

Rider

The costs for treating injuries caused by riding accidents are covered by your health or accident insurance.

Other people, animals or objects

If damage is caused to a third party in a riding accident, the rider’s private liability insurance covers the compensation costs.

Horse borrowed from a third party

If a horse owned by a third party is injured, the costs are not covered by basic private liability insurance. To ensure that these costs are also paid, it is advisable for people renting, borrowing or learning to ride horses owned by third parties to take out supplementary insurance.
Calculate premium now

Take out private liability insurance with supplementary insurance for people renting, borrowing or learning to ride horses owned by third parties now.

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