You have made it to your dream destination and the rental car you booked is ready and waiting at the airport or hotel. But before embarking on your discovery tour, you should first see to it that you have the right insurance cover for your rental car. Do you even need additional insurance for your rental car? And if so, which?
The car insurance covering a private vehicle is not valid for rental vehicles. BUT: depending on the insurance cover, liability and comprehensive damage to rental cars may also be included in private liability insurance. You can insure rental vehicles by taking out non-owner cover with Helvetia.
With supplementary «Use of third-party motor vehicles (comfort)» insurance, you are protected against the financial consequences of an accident involving a third-party vehicle. This also includes rental cars. Should you have an accident, you are insured for up to CHF 2,500 of damage to the rental car. You are also insured if other people are injured or third-party vehicles or other items damaged in the accident. The level of insurance cover depends on the insured sum agreed. You can find this on your insurance policy.
If you have non-owner cover, there is no need to take out further supplementary insurance with the provider, provided that the rental car has fully comprehensive insurance.