No business should be without property insurance. As well as the devastating financial consequences of direct damage to goods and inventory, natural hazards such as storm or high water almost invariably cause an interruption to business operations. The loss of revenue then incurs further costs. Helvetia’s insurance covers both, ensuring that the business can continue to operate.
Generally, property insurance protects all goods and covers additional expenditures as well as loss of income if business operations are interrupted. The following are covered in the event of a claim:
Property insurance also covers all movable items. In regard to goods, this includes raw materials, semi-finished and finished products as well as operating materials and merchandise. The insured equipment includes furniture, utensils, machinery and IT equipment.
As well as the follow-up costs of disposal, cleaning and data restoration, the insurance also covers third-party items temporarily entrusted to the policyholder.
Whether for company founders, self-employed workers or business owners, business insurance for SMEs offers tailored solutions for every company. Combine up to eight insurance contracts and benefit from our SME combination discount. We would be pleased to advise you.