Motor vehicle fleet insurance is ideal for businesses that own five or more vehicles. Instead of insuring each vehicle individually, all the vehicles are insured under one policy. This primarily saves administrative time and effort. When a new vehicle is added or one is decommissioned, the contract is automatically adapted, because companies must be able to rely on their insurance working seamlessly in an emergency.
Helvetia motor vehicle fleet insurance offers a variety of different basic cover levels. All of a company’s vehicles can be insured.
The same applies in principle to fleet vehicles as to private cars. In the case of new vehicles Helvetia recommends fully comprehensive cover, comprising partially comprehensive cover and collision insurance. Partially comprehensive cover only can also be provided at the customer’s request. In the case of older vehicles, legal liability insurance is usually adequate as basic cover.
The basic levels of cover can be adapted to individual customer requirements by means of supplementary modules.
Fleet insurance is suitable for all companies which have a business vehicle fleet of at least five vehicles. Companies have lower administrative costs when they select a fleet contract. One key advantage is that the insurance is automatically updated when a new car is registered. So fleet managers do not run the risk of forgetting the insurance cover on a newly registered vehicle.