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Helvetia  Geschäftsversicherung KMU

Business insurance for SMEs: The complete solution for your company.

Whether for company founders, self-employed workers or business owners, business insurance for SMEs offers tailored solutions for every company.
24-hour SOS hotline
Comprehensive professional advice
Quick and simple claims processing
Up to 14% combination discount
Comprehensive services
Business insurance for SMEs: Insurance that is as unique as your company.
Put together your insurance in line with your needs. Combine up to eight different products in SME business insurance and take advantage of a combined discount of up to 14%.

Public and professional liability

Protects your company if third parties incur damage due to you, your employees, your buildings or your products.
Your advantage
All-round protection for your assets.
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Property insurance

Provides financial protection for losses to your goods or equipment resulting from unforeseen events.
Your advantage
Protection for your inventory – items entrusted to you by customers or employees are also insured.
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Legal protection

Protects your company against the financial consequences of a legal dispute and provides support in the form of comprehensive legal advice.
Your advantage
Security for all legal issues.
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Transport insurance

Protects your company if your goods are damaged or lost in transit.
Your advantage
Worldwide cover for your goods and merchandise.
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Provides financial protection for you and your employees in the event of short-term rebookings, cancellations or company car breakdowns.
Your advantage
All-round protection before and during your business trips.
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Technical insurance

Complete protection against all technical risks for all equipment, machinery and IT systems.
Your advantage
Protection for your technical infrastructure – rented or leased equipment and plant are also insured.
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Buildings insurance

Covers damage to your buildings caused, for example, by storms, fire, burglary or other unforeseen events.
Your advantage
Security for your investment.
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Property owner's liability

Protects your company if your building causes injury to third parties.
Your advantage
Financial protection in the event of compensation claims.
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Helvetia KMU-Check

Arrange the right cover for your company

Position your company properly for the future. We help you find the right cover for you and your employees.

Our SME service package

Insurance is one aspect, comprehensive service another. Besides the free services included in every SME business insurance, with Service Plus you benefit from additional service elements. These help you to identify risks early on, to minimize them and also to avoid them as far as possible.

Service Basic

Legal and debt collection information over the telephone

Do you have a legal question or need information on debt collection? Service Basic includes two types of free information.

24-hour assistance in emergencies

A wasp’s or bee’s nest? A blocked pipe? In an emergency, Helvetia will provide organizational and financial assistance.
Service Plus

Legal review of contracts and agreements

Whether for a purchase, works or employment contract, for a rental or loan agreement or for General Terms and Conditions: thanks to Service Plus you can enter into a legally watertight relationship. Helvetia checks your contracts together with our partner Coop Rechtsschutz. You can focus on your core business.

Creditworthiness information on companies

Do you deliver or pay for goods in advance? In doing so, you take on a financial risk. Helvetia provides access to a creditworthiness check on your business partners. You thus gain more security in daily business.

Premium waiver if a key person becomes unavailable

For SMEs in particular, the unscheduled absence of a key person can constitute an existential threat. Helvetia provides support by offering a premium waiver and contributing to the ongoing costs.

Update guarantee for benefit improvements

Insurance products are continuously being adapted to cover new needs. With the update guarantee you can ensure that the conditions of your contract are always up to date. In the event of a claim, you therefore benefit from future benefit improvements.
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