Collisions with wild animals can cause serious damage, leaving big dents and scratches on your car. As a general rule, comprehensive insurance covers damage to your vehicle. But not every accident involving wild animals is insured in the same way. Depending on how the accident occurs, either partially comprehensive insurance or fully comprehensive insurance (i.e. partially comprehensive plus collision insurance) will cover the damage to your car.
Even if you are always attentive and careful behind the wheel, unexpected situations can arise at any time. If a wild animal appears on the road in front of you at the last second, a collision is unavoidable. Swerving to avoid the animal is dangerous and should be avoided at all costs. Instead, slam on the brakes, keep a firm hold on the steering wheel and keep in your lane. Stay calm after a collision and proceed as follows:
If you drive attentively and take special care, you can substantially reduce the risk of accidents involving wild animals. The following tips are designed to protect you – and the animals.