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sachversicherung

Supplementary insurance under the AIA

Make sure your employees are fully covered, beyond the statutory minimum requirements:
Coverage for their entire salary
Immediate financial aid

With attractive additional benefits such as supplementary AIA insurance from Helvetia, you can boost employee satisfaction at your company. In addition to statutory accident insurance, you can offer your.

Overview of benefits
  • Coverage of salary components not insured under the AIA – no financial losses
  • Treatment in a private or semi-private ward, including extra costs abroad
  • Additional capital benefits on death or disability
  • Discounted prices for occupational health management programmes
Benefits in detail
1st or 2nd hospital category

In the event of hospital treatment, the costs of private or semi-private wards are covered, as are any additional costs incurred during hospital stays abroad.

Capital benefits on death or disability

The financial consequences of disability or accidental death can be mitigated by a disability or lump sum death benefit. For example, double the employee’s annual salary can be insured as a capital benefit.

Coverage for the entire salary

The financial consequences of disability or accidental death can be mitigated by a disability or lump sum death benefit. For example, double the employee’s annual salary can be insured as a capital benefit.

Immediate aid

In the event of an accident, additional expenses of up to CHF 10,000 which would not normally be covered will be reimbursed. These include things like household help, childcare, property damage and transport.

Request a consultation

We’ll help you find a custom insurance solution for your company – quickly, easily and with no obligation.

Solutions for your individual needs

You decide what’s important to you. Supplementary AIA insurance comprises modular components that you can tailor to the needs of your company and your employees.

Overview of benefits.

Accident insurance in accordance with the AIA and supplementary AIA insurance.

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)

Medical expenses

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
Statutory benefits
In addition to the statutory benefits

Hospital

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
General ward
Semi-private or private ward worldwide/daily hospital allowance

Daily allowance on the 1st and 2nd days

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
No
80%, 90%, (100%) of the OASI salary

Daily allowance from the 3rd day after the date of the accident

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
80% of the salary up to the AIA maximum
10%, (20%) of the salary up to the AIA maximum, 80%, 90%/(100%) of the salary above the AIA maximum

Disability benefits

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
Disability pension
Lump sum disability benefit with three progression options and/or a disability pension

Integrity allowance

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
Yes
No

Death benefits

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
Survivor’s pension
Lump sum death benefit and/or survivor’s pension

Helplessness allowance

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
Yes
No

Coverage of special risks

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
No
Yes, in the event of gross negligence or hazardous activity

Continued payment of salary

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
No
Optional

Immediate aid

Accident insurance in accordance with the AIA (mandatory)
Supplementary AIA insurance (optional)
No
Optional
Request a consultation

We’ll help you find a custom insurance solution for your company – quickly, easily and with no obligation.

Other services
527626523

Daily sickness benefits

Continued salary payment
Learn more
berufliche-vorsorge

Occupational pensions

Secure benefit coverage for my staff is very important to me
Learn more