Whether e-banking, shopping online, keeping up with social contacts or booking a holiday: we now do many things conveniently and simply online. But we also disclose a good deal of data, which increases the risk of cybercrime. Helvetia's cyber protection insurance protects you against the financial consequences in case you fall victim to Internet fraudsters.
Helvetia does not offer separate cyber insurance for individuals, but with household contents insurance and personal liability insurance there is an option for taking out additional cyber insurance. You can take out both or just one of the two additional forms of insurance, in line with your individual needs. Moreover, if you take out legal protection insurance, cyber legal protection is automatically included.
Supplementary cyber insurance in household contents insurance
This protects you against losses that arise while using the Internet, e.g. credit card misuse or during online shopping.
Helvetia pays if:
you order and pay for something online, but the goods are not delivered
your credit card is hacked and money is spent
your e-banking account data are stolen in a phishing attack
a hacker damages your digital data or software
you are the victim of cyber mobbing and content that infringes personality rights has to be changed or deleted
your online identity is misused
your online copyright is breached
On the other hand, losses that occur as a result of illegal online activities are not insured.
Supplementary cyber insurance in personal liability insurance
Protects you if you unintentionally cause a loss for other people when using the Internet, for instance by accidentally spreading a virus.
Helvetia pays, if:
you unintentionally breach a trademark or copyright online
you handle third-party data carelessly and thereby cause a loss
you unknowingly transmit a virus which damages your friends' data
Losses incurred by others resulting from illegal online activities are not insured.
Cyber legal protection
Protects you in the event of legal disputes relating to cyber crime.
Helvetia legal protection insurance automatically insures you in the event of cyber-related legal disputes.
Helvetia pays, if:
an order you have already paid for is not delivered and you wish to initiate legal steps against the retailer
unauthorized persons use your Internet domain, causing you to incur damage
you are the victim of cyber mobbing and wish to take legal action
Get a discount now
You can benefit from a 10% discount if you combine personal liability, household contents and legal protection insurance.