... you are a tenant and do not wish to block your budget for your new home with a large deposit.
… you are planning to buy new furniture and need the money for this.
... you move frequently and wish to retain your financial flexibility.
...your rental property is located in Switzerland or the Principality of Liechtenstein.
... you are the owner of the apartment or house.
... you can forego the sum in question without overburdening your savings.
The insurance is taken out for a year. It is then extended automatically for a further year.
For example, if you move to your own home or have other reasons why you no longer need rental guarantee insurance, you can cancel the insurance at any time.
One of the following documents is required in order for Helvetia to cancel the insurance:
Landlords take a very positive view of rental guarantee insurance. If the landlord receives a guarantee certificate from the tenant instead of a receipt showing that a security deposit account has been opened he will have less administrative work. The landlord then also knows that your creditworthiness has been checked.
Rental guarantee insurance cannot be automatically transferred to a new home. You must cancel your current rental guarantee insurance and conclude a new policy for the new home.