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Motorcycle insurance. All-round protection for your motorbike.

Q: When can I change or cancel my motorcycle insurance?

Changing your insurance is very easy and is possible in the following cases: On expiry of the contract, taking account of the period of notice When you buy a new motorbike When there is a change of owner If your insurance company increases the premium for the next year After a claim Further details and cancellation template

Calculate premium

With the optimum protection provided by Helvetia motorcycle insurance, you can really enjoy your freedom on two wheels. Take advantage now of free services and a 20% online discount on your premiums until 31 December 2023.

With our assistance insurance, you will receive immediate help in the event of a breakdown

Cover for damage to a parked vehicle available

With BonusProtectionPLUS cover, your bonus won’t be affected if you make a claim

Cover is also available for protective clothing

Pay for 9 months – ride for 12 months

20% online discount and free services

Get free services and a 20% discount now.

Our services – premium waiver, legal protection for your motorcycle and an STI update guarantee – are an ideal enhancement for your insurance package and ensure even better protection. Take out your motorcycle insurance online now and take advantage of free services and a 20% online discount on your premiums until 31 December 2023.

Benefit now

Benefit now

The benefits we offer you

When choosing your motorcycle insurance policy, the focus is always on your personal protection needs as well as on your motorbike. In addition to compulsory motorcycle liability insurance, our experts also recommend taking out partially comprehensive or fully comprehensive cover, depending on your motorbike.

When it comes to your motorcycle insurance, you have two options. With our blanket solution, leave your motorcycle registered all year round. This way, your motorcycle is always ready to go, and you pay a premium for just nine months rather than twelve thanks to a policy suspension discount. Alternatively, you can deposit your registration plates for motorcycles with an engine size of over 250 ccm. In this case, you pay the premium for twelve months and receive a pro-rated reimbursement when you register them again.

Third-party liability – minimum cover required by law

Protects you financially against any damage you cause with your motorcycle.

Partial casco – for environmental damage and theft

Cover for damage to your motorcycle caused neither by you nor by other drivers.

Helvetia pays in the event of:

Damage caused by storm, hail, high water, landslide, avalanche, snow pressure and falling rocks
Accidents involving wild animals
Snow falling from roofs and branches falling under the weight of snow
Theft

Fire and consequential losses resulting from fire-fighting operations
Damage caused by martens
Malicious damage such as the slashing or disfigurement of saddle bags and seats
Damage caused by earthquakes and volcanic eruptions

Comprehensive insurance – extensive cover for carefree driving

Also covers you for damage you cause to your motorcycle yourself.

Helvetia pays:

For all benefits available with partially comprehensive cover
For damage you cause to your motorbike yourself – e.g. in the event of a rear-end collision or scraping a post
In the event of a total loss: the current value or the current value supplement if taken out
For the cost of repairs in the event of partial damage

For recovery, transport and towing costs up to CHF 10,000
For the recovery of a stolen vehicle if found within 30 days following a claim
Storage costs and parking charges up to CHF 500
With full cover PLUS also for damage to a parked vehicle

Calculate premium

Calculate premium

Increase your cover to give you the extra protection you need.

Damage to a parked vehicle

If your parked motorcycle is damaged by unknown persons, we won’t leave you in the lurch.

Accident insurance

Covers bodily injury suffered by the driver and passenger in the event of an accident.

Assistance

Vehicle breakdown? We come to your aid with breakdown assistance, a towing service and legal expenses insurance for motorists. Including while you’re abroad.

Protective motorcycle clothing

Protects helmets, leathers and coveralls, boots and gloves against theft and damage. Your passenger’s clothing is also insured.

Transported personal belongings

Protects your property carried on your motorcycle up to a value of CHF 5,000 against damage and destruction.

Bonus protection

With bonus protection, you keep your bonus level after the first claim of the year. With BonusProtectionPLUS, you keep your bonus no matter how many claims you make in a year.

Current value supplement insurance

In the event of a total loss, you receive at least 10% more than your vehicle’s actual current value.

Waiver of right of recourse in cases of gross negligence

Helvetia will not claim any money back if you cause an accident through gross negligence, for example if you cross a red light.

Our services

You can enjoy even better protection with our optional services, tailored to your needs.

Premium waiver

If you are unable to work, you no longer have to pay insurance premiums, but do continue to enjoy full insurance cover.

Legal protection for your vehicle

In the event of contractual disputes e.g. with your leasing company or relating to the purchase/sale of your motorcycle, we support you with our legal protection insurance.

STI update guarantee

With the update guarantee you can ensure that the conditions of your contract are always up to date. In the event of a claim, you therefore benefit from future benefit improvements.

Calculate premium

Calculate premium

No small print: When does our motorcycle insurance pay up and when does it not?

Your insurance will pay if ...

... you collide with the vehicle in front of you, damaging the other vehicle. (liability)

… your motorcycle suffers hail damage during a storm. (partially comprehensive cover)

... your motorcycle is stolen. (partially comprehensive cover)

… you accidentally scrape against a wall or post. (fully comprehensive cover)

... you have a breakdown. (Assistance)

Your insurance will not pay if ...

… you deliberately damage your vehicle.

... you cause damage while participating in races, rallies or similar competitive events.

… you cause damage while driving without a driver’s licence or while driving an unregistered motorcycle.

Your questions. Our answers.

Should I deposit my registration plates over the winter?

No, it is not necessary to deposit your registration plates in the winter. With Helvetia’s blanket solution, you benefit from a reduction in the premium if you leave your motorcycle registered all year round. You pay the premium for nine months, but can still ride your motorcycle all year round. Another advantage is that you waste no time on administrative tasks and save yourself the cost of depositing the registration plates.

If you usually deposit your registration plates for longer, however, you can forego the blanket solution and will be reimbursed the full premium for the period they are on deposit when you register them again.

When can I change or cancel my motorcycle insurance?

What do I need to register my new motorcycle?

To register your new motorbike with the driver and vehicle licensing office, you will need the following documents:

A certificate of insurance showing that you have liability insurance. You can order one simply online.
For new motorbikes, an inspection report. You will receive the form (13.20) from the vehicle dealer.
For used motorbikes, the previous vehicle registration document.

When do I need an International Insurance Card?

In some countries in Europe, you need to prove that you have liability insurance when entering the country. To do so, you need the International Insurance Card – also known as the Green Card. This serves as confirmation that liability insurance is in place and can simply be ordered online.

Order the International Insurance Card