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Helvetia Motorradversicherung
10% online discount

Motorcycle insurance. All-round protection for your motorbike.

With the optimum protection provided by Helvetia motorcycle insurance, you can really enjoy your freedom on two wheels.
With our assistance insurance, you will receive immediate help in the event of a breakdown
Cover for damage to a parked vehicle available
With Bonus­ProtectionPLUS cover, your bonus won’t be affected if you make a claim
Cover is also available for protective clothing
Pay for 9 months – ride for 12 months

The benefits we offer you

When choosing your motorcycle insurance policy, the focus is always on your personal protection needs as well as on your motorbike. In addition to compulsory motorcycle liability insurance, our experts also recommend taking out partially comprehensive or fully comprehensive cover, depending on your motorbike.

When it comes to your motorcycle insurance, you have two options. With our blanket solution, leave your motorcycle registered all year round. This way, your motorcycle is always ready to go, and you pay a premium for just nine months rather than twelve thanks to a policy suspension discount. Alternatively, you can deposit your registration plates for motorcycles with an engine size of over 250 ccm. In this case, you pay the premium for twelve months and receive a pro-rated reimbursement when you register them again.

Increase your cover to give you the extra protection you need.

Damage to a parked vehicle

If your parked motorcycle is damaged by unknown persons, we won’t leave you in the lurch.

Accident insurance

Covers bodily injury suffered by the driver and passenger in the event of an accident.

Assistance

Vehicle breakdown? We come to your aid with breakdown assistance, a towing service and legal expenses insurance for motorists. Including while you’re abroad.

Protective motorcycle clothing

Protects helmets, leathers and coveralls, boots and gloves against theft and damage. Your passenger’s clothing is also insured.

Transported personal belongings

Protects your property carried on your motorcycle up to a value of CHF 5,000 against damage and destruction.

Bonus protection

With bonus protection, you keep your bonus level after the first claim of the year. With BonusProtectionPLUS, you keep your bonus no matter how many claims you make in a year.

Current value supplement insurance

In the event of a total loss, you receive at least 10% more than your vehicle’s actual current value.

Waiver of right of recourse in cases of gross negligence

Helvetia will not claim any money back if you cause an accident through gross negligence, for example if you cross a red light.

Pay for 9 months – ride for 12 months

Leave your motorcycle registered all year round – this way, you will not just save yourself time and the cost of depositing your registration plates; thanks to a policy suspension discount, you will also save on the premium. In addition, by taking out a policy online now, you will benefit from a 10% discount on all premiums until 31 December 2022.
Over 90% of our online customers rate us positively.
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4.53/5
4705 Reviews
Our services
You can enjoy even better protection with our optional services, tailored to your needs.

Premium waiver

If you are unable to work, you no longer have to pay insurance premiums, but do continue to enjoy full insurance cover.

Legal protection for your vehicle

In the event of contractual disputes e.g. with your leasing company or relating to the purchase/sale of your motorcycle, we support you with our legal protection insurance.

STI update guarantee

With the update guarantee you can ensure that the conditions of your contract are always up to date. In the event of a claim, you therefore benefit from future benefit improvements.

No small print: When does our motorcycle insurance pay up and when does it not?

Your insurance will pay if ...

... you collide with the vehicle in front of you, damaging the other vehicle. (liability)


… your motorcycle suffers hail damage during a storm. (partially comprehensive cover)


... your motorcycle is stolen. (partially comprehensive cover)


… you accidentally scrape against a wall or post. (fully comprehensive cover)


... you have a breakdown. (Assistance)

Your insurance will not pay if ...

… you deliberately damage your vehicle.


... you cause damage while participating in races, rallies or similar competitive events.


… you cause damage while driving without a driver’s licence or while driving an unregistered motorcycle.

Your questions. Our answers.

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