A photovoltaic installation is a major investment. Malfunctions of the installation, whether due to operational damage, theft or natural forces, are costly. Photovoltaic insurance offers you comprehensive protection against these risks. It covers the repairs and compensates you for lost income.
Photovoltaic insurance covers unforeseen and sudden damage. It includes repairs to restore your installation to the condition that existed immediately prior to the damage. The following benefits are included:
*Good to know: In some cases you must insure against fire and natural forces via the cantonal buildings insurance. Further information on cover is available directly from your buildings insurance. However, Helvetia goes further in terms of cover and also assumes the cost of damage caused by fire and natural forces, if the building insurance refuses to pay.
Photovoltaic insurance covers the following risks:
Builder's liability insurance: This insurance covers damage incurred by third parties that arises during assembly of your photovoltaic installation. Typically, this can be damage incurred by a neighbour and their property resulting from the construction activity. These risks are often not covered by your private liability insurance.
Machinery liability: This insurance covers personal injury and property damage resulting from operation of your solar installation. It is recommended in particular if your installation is operated on other people's roofs.
It is suitable for building owners who already use photovoltaic installations or who are planning to install one on their roof. With a photovoltaic installation in particular you should arrange appropriate insurance cover in good time. Helvetia’s photovoltaic insurance offers you comprehensive protection as of the first day. Operators of a PV installation should also take out insurance against third-party liability claims.