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Boat insurance

Boat insurance
Boat insurance

You set the course, both on the water and when it comes to insurance cover. With Helvetia’s boat insurance, your vessel is optimally insured on water and on land.

  • No premium increase in case of a claim
  • Seasonal periods of non-use taken into account in the premium
  • Free choice of repair workshop
  • Fast and uncomplicated claims settlement

Overview of boat insurance

It is important to us that your watercraft insurance is tailored exactly to your needs. With the third-party, comprehensive and accident modules, you can assemble the insurance cover that is optimal for you. Find out more about the individual components of boat insurance here.

A brief guide to boat insurance

Mandatory liability insurance (for machine-driven ships and sailing boats with a sail area of more than 15 m2) covers the insured person against property damage or bodily injury to third parties caused by the insured watercraft. Since the Helvetia liability boat insurance does not apply a bonus/surcharge system, you need not worry about premium increases in case of a claim.

Your boat is insured against damage caused by external factors such as theft, fire, natural forces (storm, hail, flooding), glass breakage and wilful damage.

In addition to partially comprehensive cover, comprehensive cover insures you in the event of collision damage to the vehicle for which you are to blame. Since the Helvetia fully comprehensive boat insurance does not apply a bonus/surcharge system, you need not worry about premium increases in case of a claim. Personal effects and loose accessories are included at no extra cost up to a value of CHF 2,000.

Standard terms of insurance
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