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Ratgeber Autohaftpflicht
10% online discount

Third party liability. The minimum cover required by law.

Third party liability protects you when you accidentally cause injury or damage to another person with your car. Every vehicle keeper in Switzerland is required to have motor liability insurance.
Free choice of garage possible
ProClima Bonus for environmentally friendly cars
10% online discount off all premiums until 31.12.2022

What benefits does third party liability provide?

Helvetia’s motor liability insurance covers the costs of injury to persons and animals and damage to property caused by the insured vehicle. Costs can mount quickly, especially when other people are injured in an accident that you cause.

Motor liability insurance also covers loss prevention costs, helps you contest unjustified claims for compensation and provides insurance cover for environmental damage. The latter can arise, for instance, if your car goes off the road in an accident, causing oil or petrol to seep into agricultural land.

Is third party liability insurance enough on its own?

To ensure optimal cover for your car, it is worth taking out partially or fully comprehensive insurance as well. That way you are covered if, for example, someone breaks open your vehicle or if it is damaged by hail, falling rocks or martens.

Helvetia Autoversicherung Banner
10% online discount
If you take out a policy online we give you a 10% discount off all premiums until 31 December 2022.

Our tips for you

Individual protection with attractive additional insurance

You can supplement your insurance coverage in line with your needs with a number of customizable additional insurance options such as tyre insurance or Assistance insurance.

Play it safe with our services

Our optional service package includes a premium waiver in the event of incapacity to earn, legal protection in the event of disputes relating to a vehicle and an STI update guarantee.
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