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  • Drone insurance for SMEs: protection for commercial drones

    28.11.2023 | Simon Gantner
    Many SMEs use drones to inexpensively take photos or videos for marketing purposes or inspections. It is important to note that certain rules apply when operating drones. Before sending your drone up, you should look into the insurance situation too.
drohnen-kmu

Drone insurance for SMEs: protection for commercial drones

28.11.2023 | Simon Gantner
drohnen-kmu
Many SMEs use drones to inexpensively take photos or videos for marketing purposes or inspections. It is important to note that certain rules apply when operating drones. Before sending your drone up, you should look into the insurance situation too.
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Private individuals can also insure their drone with Helvetia

Drones are not only used for commercial purposes, but also for private ones. Our guide explains how you can insure yourself as a private individual when flying drones.

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What laws apply to drone flying in Switzerland?

As of 1 January, Switzerland adopted the European Union legislation that covers drones. The most important change is no doubt the registration requirement for pilots. This requirement does not apply to persons who fly a drone weighing less than 250g that is not equipped with a camera, microphone or other sensors suitable for recording personal data. In addition, all pilots with drones weighing more than 250 grammes need to complete free training and an online exam.

Different requirements apply to different aircraft, however. The most important categories as specified by the Federal Office of Civil Aviation are:  

Failing to comply with the requirements means breaking the law, with the result that insurers could reduce or even refuse benefits in the event of a claim. The rules set out here apply to Switzerland. If you fly your drone abroad, be aware that different rules often apply. For this reason, Helvetia recommends checking out the situation with regard to licensing and authorization in advance.

On its website, FOCA provides detailed information on the obligations associated with flying drones and answers the most frequently asked questions.

Business insurance for SMEs

Business insurance for SMEs is the complete solution for your company - tailored to your individual needs. You can combine up to eight products in a single policy and benefit from an attractive combined discount.

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The FAQs from the federal government contain further questions and answers on this topic.

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