Technical insurance

Property damage to IT systems, work equipment and machines can occur suddenly and without warning. This risk can seriously affect companies and cause downtime. If this happens, you are covered by commercial technical insurance, which protects you against financial loss.

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Straightforward claims processing

Personal on-the-spot advice from our specialists

Comprehensive cover packages and blanket solutions

New value compensation up to five years

Special solutions for registered work machinery

Why is Technical insurance advisable?

Functioning machines, IT systems and technical systems are vital to efficient work processes. Because of this, unforeseen damage to or failure of this equipment is a costly setback. A combination of electronics and machinery insurance, technical insurance provides needs-aligned cover if technical equipment is damaged or destroyed, including comprehensive cover for mobile and transportable devices.

A brief guide to Technical insurance

For which companies is technical insurance recommended?

Hardly any business can get by without technology these days. Whether in manufacturing facilities or in the service industry, office technology and machines play a fundamental role and must function smoothly, Businesses must be properly protected against the risk of system failure.

What does the technical insurance cover?

Failure of and faults affecting key equipment and information technology present businesses with a major financial challenge. Therefore, technical and IT insurance provides comprehensive cover for a multitude of key pieces of work equipment and technical systems.

Circulating and stationary machines, systems and devices
Work machines with a registration plate
Follow-up costs and additional expenditures in the event of failure, fault or collision of machines, systems or devices
Circulating and stationary IT systems
Follow-up costs and additional expenditures for IT systems
Restoration costs and additional expenditures for digital data and software used by the IT system

Which risks are insured?

Technical insurance assures businesses of effective protection in many scenarios:

Collision: collision damage such as breakage, tear or deformation damage, as a result of violent external effects, as well as malicious damage
Operations: Operating damage such as breakage, tear or deformation damage as a result of an internal and non-violent external effect, as well as malicious damage, chewing by animals and theft
Cyber: cyber damage as a result of criminal or non-criminal causes, such as unauthorized access and DoS attacks or incorrect operation by employees and brief electromagnetic disturbances

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Which other products complement the insurance?

To achieve comprehensive insurance protection, business owners should make sure they choose a holistic solution. Technical insurance provides businesses with solid, basic cover, which can be flexibly supplemented with a business insurance product for SMEs: