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internationale-loesungen

International solutions: Insurope

In international pooling, local insurers work together in a network to enable a cross-border distribution of risk within a group of companies through better risk diversification. To this end, the benefit plans of all local company units that are members of a network insurance scheme are combined.

What is international pooling?

Each year, local insurers provide the pooling network with information about the pooled contracts they hold – without passing on personal data. This includes, for example, the overall result of premiums received and benefits paid.

If, at the end of the year, the pool has paid out less money than was paid in, there is the possibility for the entire group of companies to receive a share of the profits. Any losses are absorbed by the pooling network or offset by subsequent positive gains.

Which companies can take part?

International pooling is possible for companies in Switzerland that are part of an international group. For compensation in the pool to work, there must be at least two companies in the pool within three years.

Depending on the number of insured employees and the total of the premiums in the pool, companies can set up their own pool. However, a company can also participate in a multi-pool with other companies that share the result together.

Advantages
Possibility of an additional credit for insured persons
No additional costs
A strong partner, with one of the world’s leading networks for pension funds
About Insurope
Foundation

Insurope was founded in 1968 with Baloise as a founding member and has grown into one of the world’s most renowned networks

Network

Insurope ist eines der drei grössten Netzwerke und wird in über 80 Ländern durch führende, unabhängige lokale Versicherungsgesellschaften vertreten.

References

You can find reference customers at

www.insurope.com
Contact

We are happy to advise you – comprehensively and individually