Geothermal probes are the most common method of using geothermal heat in Switzerland. The probes extract geothermal energy from the soil and conduct it via a heat pump to a heating system. Accordingly, the energy and maintenance costs are low, so that the initial investment pays off in the medium term. Protection is therefore essential as a claim and any possible follow-up costs can be expensive and endanger rapid amortization.
Downhole heat exchanger insurance covers the probe itself as well as follow-up costs arising from the earthworks. These include work on the building, the excavation of pipes and the restoration of gardens and access paths. The costs of replacing a probe can quickly add up to a mid-range five-figure amount. Helvetia also ensures that you receive a replacement heater quickly if temperatures are low, as replacing a probe takes some time.
The all-in sum insured is CHF 100,000. The contract term is five years.
You can insure your installation directly with Helvetia. Moreover, the following drilling companies in Switzerland also offer Helvetia’s downhole heat exchanger insurance:
Insurance cover begins on the date stated in the policy. However, insurance cover begins at the earliest after the required final pressure test.
The insurance covers damage to your geothermal probe caused by unforeseen and sudden events. These include specifically natural forces such as
After events of this type the probe is usually no longer intact or the pipe allows too little throughput. This reduces the heating performance, and the probe is no longer functional.
Heating with geothermal energy protects the environment and your wallet. The insurance is generally suitable for anyone who heats with geothermal energy. Natural forces cannot be planned and entail certain risks when using geothermal energy. The geothermal probe is particularly at risk if it is exposed to earthquakes, landslides or subsidence. If you are considering using a geothermal probe you should factor in these risks.