You can use your retirement savings ("termination benefit") from the pension fund (2nd pillar) to buy or build your own home.
... the residential property is to be solely or co-owned by you, or jointly owned by you and your spouse or registered partner.
… you use it to pay back a mortgage loan.
… you use it to acquire unit certificates in a housing cooperative.
… you invest in your existing owner-occupied property to enhance its value.
... the capital is used to finance holiday or second homes.