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Products and benefits
As a provider of pension and insurance solutions, Helvetia is closely involved in a wide array of sustainability-related issues. These range from its own corporate culture and risk management system to the ongoing development and design of products and services for companies and individuals. The investment policies of our pension funds are also clearly focused on sustainability.
Stable premiums are a key factor for customers' financial security and thus an important issue for us. After reducing our premiums by an average of 7.5% for 2022, we will keeping them stable in 2023. Tailoring our offerings is another important aspect for us, especially when there is turbulence in the financial markets.
On 25 September 2022, Swiss voters approved the OASI 21 reform and the associated “additional financing of OASI by means of an increase in value-added tax”. This was an important step forward given the protracted delay in reforming the pension system.
Our customers already use BVGonline to independently manage over two-thirds of the entire workforce insured with Helvetia. The advantages of BVGonline speak for themselves, and companies of all sizes and in every sector benefit from it. As of 2023, companies with a large number of personnel/salary changes to process will also be able to use ELM, a uniform payroll reporting procedure that ensures even greater efficiency. What is more, with every insurance certificate they are sent, the insured persons will be able to access a personalized, up-to-date online pension analysis – an offer exclusive to Helvetia.