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Ratgeber Wohnwagenversicherung

Insurance for caravans and motorhomes

Holiday time at last! Get behind the wheel of your campervan and you’re all set to go. As long as you’ve got motorhome or caravan insurance even a breakdown won’t spoil your holiday mood.

What benefits does caravan insurance provide?

Have you ever taken your motorhome to a motorway service area and brushed against the car next to you in the car park leaving a nasty scratch? This is exactly the type of incident owners of caravans or motorhomes need liability insurance for. Liability insurance is compulsory for campervans just as for any other type of motor vehicle. Liability insurance gives you financial protection if you damage another vehicle or property with your caravan or motorhome or if a third party is injured.

Partial casco or comprehensive insurance?

Just as with your motor insurance, you can take out partial casco or comprehensive insurance for your campervan to cover you against damage to your own vehicle.

Partial casco

Partial casco insurance will cover your caravan for such risks as theft, floods, accidents involving wild animals and storm or hail damage. In short, partial casco includes cover for all damage not caused either by yourself or by another road user.
Your advantage
Covers environmental damage and theft

Comprehensive insurance

Comprehensive insurance protects your motorhome even in the event of damage you cause yourself. For example, if you’re reversing into a parking space and you don’t notice a wall until its too late, you will only be covered if you have comprehensive insurance. Needless to say, comprehensive insurance also includes all the benefits of partial casco insurance.
Your advantage
Covers you for damage you cause to your caravan yourself

Does caravan or motor home insurance make sense for me?

Yes, if …

… you own a caravan or mobile home. In that case you need a third-party liability for your motor vehicle.

No, if …

… you have only rented your campervan. in that case you need a policy for rental vehicles.

Our tips for you

Increase your cover to give you the extra protection you need.

Assistance breakdown service

Even the best of holidays come to an end eventually. All the more vexing to set off from the campsite and before long find you have a flat tyre. In cases like this, it’s worth having Assistance breakdown insurance. You can take out this supplementary insurance for vehicles with a total weight of up to 3.5 tonnes. Assistance covers you for the cost of breakdown assistance and towing. In addition, it includes legal expenses insurance for motorists. Helvetia also covers the cost of a hire car, travel by public transport or overnight accommodation costs and recovery costs for the broken-down vehicle.

Accident insurance for all passengers

Even the most experienced drivers can sometimes misjudge a bend. Helvetia therefore assists you if you or your passengers are injured in an accident with your caravan or motorhome. At least with our supplementary passenger accident insurance you don’t need to worry about the financial consequences. Among other things, Helvetia also covers rescue and medical expenses.

Parking damage

After taking a break at a service station, you notice on returning to the car park that someone has dented your camper. And there's no trace of who caused the damage. With additional parking damage insurance, Helvetia will cover the costs of repairing your vehicle.

Play it safe with our services

Our optional service package includes a premium waiver in the event of incapacity to earn, legal protection in the event of disputes relating to a vehicle and an STI update guarantee.
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