Have you ever taken your motorhome to a motorway service area and brushed against the car next to you in the car park leaving a nasty scratch? This is exactly the type of incident owners of caravans or motorhomes need liability insurance for. Liability insurance is compulsory for campervans just as for any other type of motor vehicle. Liability insurance gives you financial protection if you damage another vehicle or property with your caravan or motorhome or if a third party is injured.
Just as with your motor insurance, you can take out partial casco or comprehensive insurance for your campervan to cover you against damage to your own vehicle.
… you own a caravan or mobile home. In that case you need a third-party liability for your motor vehicle.
… you have only rented your campervan. in that case you need a policy for rental vehicles.