Full insurance offers companies a secure pension solution for their employees. Helvetia is one of the few providers of employee benefit solutions in which neither employer nor employee bear any risks – because Helvetia assumes the investment risk for them. That means there is no risk of underfunding or of the employer and employees having to pay restructuring contributions down the line. Full insurance is thus a suitable option for companies interested in an occupational benefit scheme that is secure and professionally managed.
This kind of employee benefit solution allows companies to underscore their social credentials and derive positive benefit for their image as an employer.
Helvetia full insurance is a secure and efficient solution for companies. They can outsource their pension fund to the Helvetia Group Foundation, which manages the retirement assets. Security has top priority, which is why all the risks – retirement, death and disability – are insured with Helvetia Swiss Life Insurance Ltd. The associated companies as well as the insured persons' retirement savings and their pensions are completely secure – in both good times and bad.
The Helvetia Group Foundation offers basic pension cover that matches compulsory occupational benefits. The employers are free to enhance these benefits as desired under the same contract. Helvetia's full insurance solution for basic occupational benefit cover offers far more than the minimum standards prescribed by law:
No two companies are alike, and occupational benefits solutions have to be tailored to a company's specific requirements. You can adapt your full insurance contract as desired to meet the needs of your company and your employees. The benefit plans have been designed accordingly.