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Facts and figures of the Helvetia LOB Invest Group Foundation

General key figures
Annual reports 2020 2019 Archiv
Active insured 5'976 3'547  
Retirement pensioners 6 2  
Associated companies 1'486  936  
Retirement savings interest rates
  2021, guaranteed 2020, guaranteed + additional return
– compulsory 1.00% 1.00%
– supplementary 1.00% 1.00%

The additional return is determined annually in the autumn and credited on 01.01. of the following year.

Coverage rate
Reporting date Coverage rate
31.12.2020 104.6 %
31.12.2019 106.5 %
31.12.2018 100.2 %
31.12.2017 106.2 %
31.12.2016 105.9 %

The coverage rate refers as per the reporting date to the Helvetia LOB Invest Group Foundation, whose pool investment is invested in the asset allocation LOB-Mix Plus 35 at Helvetia Investment Foundation.

Performance of the business years
Year Performance
2020 2.0 %*
2019 13.4 %
2018 - 6.0%
2017 8.4 %
2016 6.1 %
Ø last 5 years 4.8 %

Performance of the business years from 1.1.– 31.12.

Current prices and performances of the investment groups of Helvetia Investment Foundation.

* The performance is based on extrapolations and is not revised. We do not provide any guarantee of completeness or accuracy.

Legal documents
The currently valid legal documents that govern the different legal relationships of Helvetia LOB Invest Group Foundation can be found here below.
The General Regulation Provisions have been revised and made clearer and more readable. The annexes to the General Regulation Provisions (organization and partial liquidation regulations) are also managed as separate regulations. The numbering in benefit plans issued before 01.01.2020 may therefore differ from the numbering in General Regulation Provisions issued at a later date. In such cases, please refer to the subject sections. 
Legal relationship with employees

general regulation provisions

organization rules

partial liquidation rules

Legal relationship with companies

sample contract of association

(The foundation instrument as well as the costs, organisation rules and election rules form an integral part of the contract of association.)

General information
Board of foundation

In September 2020, the Board of Trustees of the Helvetia LOB Invest Group Foundation was elected for term of office to 2025. The election was officially approved by the Board of foundation in November 2020.

Employer representatives:
Michael Siber, nexellent AG, Glattbrugg ZH
Tecla Solari, TechLA GmbH, Bäch SZ

Employee representatives:
Rebecca Luperto, LEXO GmbH, Speicherschwendi AR
Christoph Abt, Hess Holzbau AG, Ziefen BL

Election rules

Pension model
Semi-autonomous solution in which the risk benefits death and disability are guaranteed by Helvetia Insurance. The age risk is borne by the foundation itself.
Foundation management
Helvetia Insurance, Basel
Investment management
Helvetia Investment Foundation, Basel
Supervisory authority
cantonal or regional office for the supervision of vested benefits
KPMG, Zurich
Pension fund actuary
BERAG, Beratungsstelle für die 2. Säule AG, Basel
Additional information
board of trustees – information sheet
Our pension solution Helvetia LOB invest

Payment details:

Raiffeisen Swiss, 9001 St. Gallen

IBAN-No.: CH76 8000 0000 0123 0430 1
In favour of: Helvetia LOB Invest Group Foundation, St. Alban-Anlage 26, 4002 Basel